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Learn how to safeguard your privacy and prevent identity theft with helpful tips and information on federal agencies, online profiling, data collection issues, and more.
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Government Protection • Consumers protected by both laws and agencies at different levels • Look at table on page 30
Federal Agencies • FTC • Protects against dishonest advertising, credit transactions, product labeling, & privacy • CPSC • Protects against unreasonable risks • USDA • Inspection and standard of meat, poultry, and canned fruits and vegetables • FDA • Enforces laws on food, drugs, and cosmetics
FCC • Regulates communication by radio, television, wire, etc. • NTIA • Provide more choices and better quality telecommunications products and services • FCIC • Free information on a variety of topics through low cost publications
Other Consumer Assistance • Consumer Groups • Consumer Testing Agencies & Publications • Business & Industry Groups • Consumer Affairs Dept. • Consumer Action Panels • News & Media
Preventing ID Theft • Your Mail • Secure personal info-SS# • Choose passwords wisely • Caution giving personal info • Secure websites • Shred account info and cut up old credit cards
If your ID is stolen • File a report • Notify bank & credit card co. • Call reporting agencies and request a fraud alert be put on your file • Get informed
Data Collection & Privacy Issues • Financial Services Modernization Act • Requires privacy notices to be sent to consumers • Children’s On-line Privacy Protection Act of 1998 • Requires websites directed to children under 13 to post privacy policy on home page
Online Profiling • Companies collect info on which sites a consumer visits, then use that to predict what they will buy • Cookies-small files that are stored on your computer’s hard drive
Internet Safety • Reveal as little info as needed • E-mail • Cyber-stalking
Review • Why should you guard your SS#? • How does the Financial Services Modernization Act affect privacy? • List three steps you can take to prevent online harassment.