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GlidePath: BCBSM’s Private Exchange Solution

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GlidePath: BCBSM’s Private Exchange Solution. Why GlidePath?. It satisfies both employer and employee needs, while providing predictability, choice, and control. GlidePath Current State. Over 10,000 Michigan residents are using the GlidePath platform!

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GlidePath: BCBSM’s Private Exchange Solution

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  1. GlidePath:BCBSM’s Private Exchange Solution

  2. Why GlidePath? It satisfies both employer and employee needs,while providing predictability, choice, and control.

  3. GlidePath Current State • Over 10,000 Michigan residents are using the GlidePath platform! • Seven active groups – 5,500 members • Two retiree groups – 4,900 members • Who is eligible for GlidePath? • During Focused Release phase, fully insured and self-funded active • groups, 51+ FTEs

  4. 2013 – 5 Product Families High Coverage Low Premium Costs Low High 4 4

  5. 2014 Product Families *2014 menu options are dependent on OFIR approval Pharmacy Options:

  6. 2014 Sponsored Dental and Vision Options Dental: Vision: Note: Sponsored Ancillary Options require a minimum monthly contribution. Dental: $15 - Vision: $3.75 - Both: $16.65 (This is a per subscriber contribution)

  7. 2014 Voluntary Dental and Vision Options Dental: Vision:

  8. GlidePath Process This process “engages” employees in the health insurance buying decision

  9. Significant GlidePath Results 66% of employees substantially “bought down” on the exchange 62% of employees took the GlidePath Decision Support survey 79% of members believe their enrollment experience is as good as or better than last year

  10. Working with GlidePath Advisors Trusted Licensed Customer- focused Individualized GlidePath Advisor Available 8 am – 11 pm Eastern timeSeven Days a Week!

  11. Resource for Employee Empowerment • One-on-one support to navigate the health care system. • Consumer health care education and coaching • Staffed by registered nurses and other credentialed advisors • Available to the entire family, including parents

  12. The GlidePath™ Service Advantage Delivering a best-in-class, high touch end-to-end customer experience from selection through utilization • Broad nationwide provider networks • Neutral to agent and consulting partners • GlidePath Advisors • Online enrollment system • Health Advocate™ • Customer Service Professionals • Walk-in Centers • Access to best-in-class providers nationwide

  13. A Review of Our Experience With GlidePath • Two years of experience operating a private exchange serving Michigan Companies • Provide stability before market introduction • Satisfied group references

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