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5 Important Features to Look For In a Health Insurance in India

Health insurance is the assurance that no one in your family will be deprived of medical care due to financial constraints. So, here explained the five best health insurance features that you consider before buying a health insurance policy.

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5 Important Features to Look For In a Health Insurance in India

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  1. 5 Important Features to Look For In a Health Insurance in India Liberty General Insurance

  2. Introduction In today’s word of increasing medical expenses, it is important to buy a family Health Insurance in India. Health insurance is the assurance that no one in your family will be deprived of medical care due to financial constraints. So, to ensure that you are choosing the right health insurance cover, look for the following 5 points while buying the policy.

  3. 1. It Should Cover the Before and After Hospitalization Expenses Many a times, the healing time of an operation or a disease can last long. In such a scenario, the hospitals generally ask the family to take the patient home and take care of him. So, even though the patient is at home, there will be expenses. Therefore, when buying health insurance make sure that it covers the before and after hospitalization expenses.

  4. 2. Restoration of the Sum Insured There may be instances that the person may fall ill twice or thrice within a year. This might cause the policy cover to exhaust. In such cases, the insurer does not pay the expenses for the other medical services. So, it is profitable to buy an insurance policy that offers to restore the insured amount.

  5. 3.No Exit Age One should always buy a health insurance, which does not have any exit age limit. This is because one mostly needs the policy as he or she grows old. So, if the policy has a bar for age, it will be useless after a period of time.

  6. 4.Cashless Facility A good health insurance policy will offer a cashless facility. In this, the insured need not pay for the hospital expenses, the bill amount will be directly paid by the insurer.

  7. 5.Flexible Term of policy If an insurer offers a flexible term of the policy, it would be a cherry on top. The options of the flexible term are 1 or 2 years.

  8. Contact Us Address: 10th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400013 Boardline: 022-6700-1313 Fax: 022-6700-1606​ Toll Free No: 1800-266-5844 Email:care@libertyinsurance.in Website:https://www.libertyinsurance.in/ Facebook: https://www.facebook.com/libertyGI/ Twitter:https://twitter.com/LibertyGILtd Google+:https://plus.google.com/+LibertyvideoconIndia

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