SHE CAN INVEST_ A BLOG FOR INVESTING IDEAS FOR THE WOMEN IN INDIA

1. SHE CAN INVEST: A BLOG FOR INVESTING IDEAS FOR THE WOMEN IN INDIA Introduction Women must establish their own feeling of financial independence in today''s society, especially while pursuing high-powered jobs. To be able to integrate as a valuable member of the workforce, one must consider how to become financially comfortable in the long run. Making the appropriate investments can help with this. In reality, investing in market-linked instruments may serve as a source of income for women in India, similar to a basic company. But, first and foremost, what are some small-scale business ideas for women? India has a number of investment possibilities and initiatives that might benefit female investors in the long run. But keep in mind that one must know where to put their hard-earned cash. Stocks and mutual funds, for example, can help you build or increase your financial reserves. Fixed deposits at a bank, employee provident funds, and public provident funds, on the other hand, can let one earn income over time while saving money. There are additional assets that may be utilized to create a monthly income in addition to this. Trading and demat account is also another option for investing. The following are some of them: Investment in Stocks Stock investing is one of the most appealing alternatives owing to the huge return potential. Stock investments, on the other hand, involve a larger risk since they have the potential to yield far higher profits. If you know how to invest in the correct stocks at the appropriate time, you may anticipate an annual return of 15% to 18% on your stock investments. It is advised that one begin with a small stock investment to gain experience before moving on to greater investments. Many stock broker companies provide various plans and consultancy for investments in stocks. PPF stands for Public Provident Fund

2. Putting money into the PPF (Public Provident Fund) is a second investing option for women that can help them start a business with a minimal initial investment. Aside from monthly pension contributions, a PPF investment can help you save a lot of money on taxes. The rationale for this is that a tax deduction may be requested for a PPF account investment via Section 80C of the Income Tax Act. Furthermore, at the moment of withdrawal, both the accrued interest and the principal are tax-free. PPFs also pay a greater interest rate than bank FDs, and the returns are tax-free, with an average annual return of 7.1 percent and a time and double the investment of 10.14 years. NPS (National Pension System) The National Pension Scheme (NPS) is a portable pension plan that may be used in a variety of locales and employment. When you move to a new place or have a new job, you don''t have to alter your fund. In comparison to a PPF, where you only invest in interest-earning instruments, you can receive returns from debt and equity investments. All of your donations up to 1.5 lacs can be put into the Tier 1 capital and are tax-free under Section 80C. Aside from that, you can claim any further self-contribution up to $50000 in tax advantages under Section 80CCD (1B). As a result, you can save up to 2 lakhs in taxes by contributing to the NPS. Equity-Linked Savings Accounts (ELSAs) You can earn a greater rate of return of 15% to 18% if you invest in an equity-linked savings plan. Unlike other financial instruments with a lock-in term, an ELSS only keeps your money for three years. Any profits over one lakh rupees are taxed. It takes around 4 to 5 years to almost double one''s investment. Please remember that ELSS is taxed at 10% and is treated as part of the long-term capital gains. Tax Saving Fixed Deposit Choose tax-saving fixed deposits at any post office or bank if you want to make a secure investment without worrying about market volatility. The interest rates on a tax-saving fixed

3. deposit vary per bank, but they typically range from 5% to 7.5 percent. It takes anything from 9/9 to 14.4 years to double one''s savings in a tax saver fixed deposit. Unit Linked Insurance Plans (ULIPs) In addition to providing life insurance, investing in a unit-linked insurance plan allows you to build money. Section 80C allows you to deduct the premiums you pay for ULIPs. In addition, under Section 10 10 of the Internal Revenue Code, returns on maturity are tax-free (D). The returns on unit-linked plans differ based on the fund combination chosen, such as debt, hybrid, or debt funds. ULIP returns are tax-free and may be extremely appealing when the stock market is performing well. Investing in Direct Equity All of somebody''s equity investments include larger risks and, as a result, are capable of yielding extremely high returns. If you''re willing to risk losing up to 50% of your money, invest in an equity option. The National Stock Exchange''s recent one-year return was 12.56 percent, and it has returned 28.94 percent in the last two years. Similarly, investments in blue-chip firms have yielded massive gains in the recent past. The average annual return has been 18 percent, and it has taken 4 years to double one''s investment. You can also try a free demat & trading account for a more versatile investment. Conclusion For women seeking financial independence, learning to invest properly may be a beneficial skill. In India alone, there are several investment opportunities. Without working on any side business ideas for ladies, women may easily generate a source of income for themselves through investing alone. We, LKPSec are the best online stock broker in India and absolutely support and promote women for investing and gaining the profit and return they deserve. We have various plans specialized specifically for women, For more information, visit Contact us at 1800-1020-198.