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THE FINANCIAL PROBLEM AMONG UMP STUDENTS

THE FINANCIAL PROBLEM AMONG UMP STUDENTS. Group Members Mohd Khairun Najmi B. Md Said Mohamad Zulhelmi B. Man Izzat Hafifi B. Ahmad Ariza. WHY FINANCIAL MANAGEMENT SO IMPORTANT. Background. Financial management is about how we manage our money. Problems of financial management

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THE FINANCIAL PROBLEM AMONG UMP STUDENTS

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  1. THE FINANCIAL PROBLEM AMONG UMP STUDENTS Group Members MohdKhairunNajmi B. MdSaid MohamadZulhelmi B. Man IzzatHafifi B. Ahmad Ariza

  2. WHY FINANCIAL MANAGEMENT SO IMPORTANT

  3. Background • Financial management is about how we manage our money. • Problems of financial management • Students are one of the communities affected by this problem • Conduct this research in Universiti Malaysia Pahang (UMP)

  4. Research Objectives • To determine whether FSKKP’s students plan their finances for each semester. • To identify the main causes of financial problem among FSKKP’s students. • To compare financial management strategies between male and female students.

  5. Research Questions • How do the FSKKP students manage their finances? • What are the causes of financial problem among FSKKP students? • What is different between male and female students in manage their finances?

  6. How do the FSKKP students manage their finances? • Finance Management Tendencies • Financial Budgets • Attitude

  7. What are the causes of financial problem among FSKKP students? • The Influences of Family Members • Failed To Manage Their Financial Properly

  8. Female or Male • Financial Planning • Debts Management

  9. Conclusion • Student should know about financial knowledge • Make a good planning in manage money • Try to manage finance

  10. INTRODUCTION…. What you can conclude from this picture about financial problem?

  11. PRESENTATION OUTLINE: • Introduction • Setting • Instrument • Procedure • Data analysis • conclusion

  12. SETTING…. The distributions of questionnaire are as follow:

  13. INSTRUMENT… questionnaire scale questions dichotomous questions multiple-choice questions

  14. PROCEDURE… Know our RQ Sent out questionnaire Find questionnaire Approve Collect the questionnaire Complete and go to next step

  15. DATA ANALYSIS… Determine variable and respondents Show in graph Transfer in Microsoft Excel

  16. CONCLUSION… Manage their finance properly We can see how many respondents: main causes of financial problem comparison between female and male’s

  17. Introduction

  18. Presentation Outline • Introduction • Findings and discussion for RQ 2 • Findings and discussion for RQ 3 • Conclusion (RQ 1, RQ 2, RQ 3) • Recommendation • Presentation Conclude

  19. FINDINGS AND DISCUSSION(RQ 2)

  20. Main Causes of Financial Problem Student that Face Financial Problem

  21. Main Causes of Financial Problem • Discussion - College students have many causes of financial problem (MohdFazli et. al, 2008 )

  22. Main Causes of Financial Problem Causes of Student Financial Problems

  23. Main Causes of Financial Problem • Discussion - The problem mean scores were as follows: uncertain about where money is spent (2.58), buying unnecessary things (2.36), lend money to friends (2.27), and skip meals to save money (2.17).(MohdFazli et. al, 2008 )

  24. FINDINGS AND DISCUSSION(RQ 3)

  25. Gender Comparison in Financial Management Rate Feeling among The Students in Managing Their Financial

  26. Gender Comparison in Financial Management • Discussion - Women generally have less enthusiasm for, lower confidence in, and less willingness to learn about personal finance topics than men do. (Chen and Volpe, 2002)

  27. Gender Comparison in Financial Management Record Monthly Expenses

  28. Gender Comparison in Financial Management • Discussion -…compared to male students, female students were more likely to have a written budget, plan their spending, keep bills and receipts and save regularly. (Hay hoe et al. , 2000).

  29. CONCLUSION AND RECOMMENDATION

  30. Conclusion • Students Financial Planning (RQ 1) - Student do not follow their financial planning. • Main Causes in Financial Problem (RQ 2) - Majority of FSKKP students have financial problem with several causes that more familiar such as buying studies materials, buying unnecessary things and the high cost of living.

  31. Conclusion • Gender Comparison in Financial Management (RQ 3) - The level of confidence with themselves for male students are higher than female students in manage their finances. However, female students are better than male students in keep financial records or plan their finances.

  32. Recommendation • Universities or college need to provide basic financial management knowledge and skills before graduates enter the job market which can be beneficial for them so they will be enable to manage their income effectively and efficiently.

  33. As a Conclusion • Majority of FSKKP’s students have financial problem and did not follow their financial planning. • Male student are more confident in manage their financial. • Female students are better in plan their budget.

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