PUSD Employee Benefit Plans 2012-13

1. PUSD Employee Benefit Plans 2012-13 • PUSD EBT Recommended Benefit Changes Michael Finn

2. Recommended Changes to Traditional Plan • Traditional Plan as a buy up option for all employees • No changes to core plan design (e.g. deductible, co-pays, out of pocket max) • Buy up rate of $80 per month • $36.92 per pay period for 26 pay employee • $45.71 per pay period for 21 pay employee • New District rate is $474.30

3. Consumer Driven Health Plans (CDHP) and Health Savings Accounts (HSA) • Provide three options for CDHP plans of HSA 1250, CDHP 1250 and HSA 2500 options free of charge to employees that meet Governing Board Policy requirements • Deposit $500 per year towards $1250 deductible plan • New District Rate is $367.88 • Deposit $1750 per year towards $2500 deductible plan • New District Rate is $342.93 • No deposit into HSA option for employees who want PUSD benefits as secondary coverage • District Rate is $326.21 • Make bi-annual deposits on first pay period of the fiscal year and first pay period in January of the fiscal year • Make no other changes to the core plan design

4. Wellness Plan • Stronger Incentive to Participate in Wellness • Traditional Plan Participants- Gift certificates for meeting requirements • HDHP Participants- Additional $250 deposited into HSA at the completion of required wellness program options • Mandatory steps include: annual wellness exam and completion of health questionnaire (on-line) • Option steps include: walking program; diabetes control program; sessions with UHC health coach

5. Additional Tiers • Dependent Coverage Options potentially more affordable • Currently two tiers: employee or family • Same price if adding one or ten family members • Proposed 4 tiers: • Employee Only • Employee plus spouse – 28% less with break out • Employee plus child(ren) – 35% less with break out • Employee plus family – 5% higher with break out

6. Questions

7. Pricing Details