Addressing the Credit Card Crunch: Understanding Student Spending Habits

Dec 30, 2025

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The rising trend of credit card usage among students is concerning, as many struggle with financial literacy and budgeting. This phenomenon stems from various factors, including the ease of obtaining credit cards and a lifestyle that prioritizes immediate gratification over long-term financial health. Understanding why students turn to credit and their spending habits is essential to help them build a foundation for fiscal fitness. This article explores the reasons behind student credit card acquisition and the implications of debt on their future.

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Addressing the Credit Card Crunch: Understanding Student Spending Habits

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