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Monthly Family Budget Plan Project

Monthly Family Budget Plan Project

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Monthly Family Budget Plan Project

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  1. Monthly Family Budget Plan Project By. Daniel Jamison, Curtis Fouse, Bryant Johnson

  2. The kids • We have two kids, a 2 year old, and a 4 year old. The two year old is named Kapono and the four year old is Rashida. • Kapono- Male • Rashida- Female.

  3. Government Funding • With our 150,000 dollor family we did not qualify for any Government funding.

  4. Purchasing A Truck • We are planning on purchasing a Ram 1500 big horn. We are going to pay $560 a month to pay for the truck with a down payment of 4,174 and will pay $50 a month for insurance on the vehicle. The cost of the truck is $40,745. We spend on average$160 dollars a month with the truck getting 24 miles per gallon.

  5. Paying For The House • We are going to purchase a 399,000 dollar house. We will pay $1,788 dollors a month With a 30 year plan. We placed a ten percent down payment of the house, $39,900.

  6. Paying For the House Cont. • We will pay our monthly electric bill estimated at $90 dollars a month, and will pay for other utilities combined at $819 dollars, which will include things like water, heating, sewage, etc.

  7. Health Insurance • We pay a $320 a month for health insurance.

  8. Student Loans • For going to college for seven years between the two parents the cost of college is $115,000. We are doing a twenty year pay off and paying $479.10 a month on our loans

  9. Retirement • Our retirement is made up of about 10 percent of the money we bring in after taxes. That will come out as us saving a total of 11,500 a year, and $875 a month.

  10. Pets • Our pet is a hampster, we pay $7 a month on food and bedding for him.

  11. Gym membership • We will not be joining a gym, when we can workout for free.

  12. Vacation • We will go on a cruise to Bermuda for a week, paying $1,260 a person. We purchased tickets on the Internet by Carnival.com.

  13. Recreation • We will not attend recreational activities due to the age of our children.

  14. Child care • We will have a babysitter, who will get paid 10 dollars an hour for 3 hours a day. A month of her getting paid will cost us around 840 dollars a month.

  15. Extras • We will not have extras, we will cover all of our expenses through what has already been reported.