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The Implementation of the National Mortgage Settlement

The Implementation of the National Mortgage Settlement. Elizabeth M. Lynch Staff Attorney MFY Legal Services, Inc. June 28, 2013 24 th Annual Fair Lending Conference – Fair Housing in an Era of Foreclosure and Abandonment Levin College of Urban Affairs, Cleveland State University.

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The Implementation of the National Mortgage Settlement

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  1. The Implementation of the National Mortgage Settlement Elizabeth M. Lynch Staff Attorney MFY Legal Services, Inc. June 28, 2013 24th Annual Fair Lending Conference – Fair Housing in an Era of Foreclosure and Abandonment Levin College of Urban Affairs, Cleveland State University

  2. I. Second Mortgage Shell Game

  3. National ReliefBenefits to Date: March 1, 2012 – March 31, 2013 Data obtained from Office of the Mortgage Settlement Oversight, available at https://www.mortgageoversight.com/reports/

  4. New York ReliefBenefits to Date: March 1, 2012 – March 31, 2013 Data obtained from Office of the Mortgage Settlement Oversight, available at https://www.mortgageoversight.com/reports/

  5. Ohio ReliefBenefits to Date: March 1, 2012 – March 31, 2013 Data obtained from Office of the Mortgage Settlement Oversight, available at https://www.mortgageoversight.com/reports/

  6. California ReliefBenefits to Date: March 1, 2012 – March 31, 2013 Data obtained from Office of the Mortgage Settlement Oversight, available at https://www.mortgageoversight.com/reports/

  7. Florida ReliefBenefits to Date: March 1, 2012 – March 31, 2013 Data obtained from Office of the Mortgage Settlement Oversight, available at https://www.mortgageoversight.com/reports/

  8. Where’s the Relief? First Lien Permanent Modifications Saves Homes. But Are All States Receiving A Proportional Number of First Lien Modifications?

  9. II. Fair Housing Implications Of The National Mortgage Settlement

  10. Credit Under the Settlement First Lien Mortgage Modifications

  11. Credit Under the Settlement Second Lien Extinguishments & Short Sales

  12. Thank You! Elizabeth M. Lynch, Staff Attorney, MFY Legal Services, Inc. elynch@mfy.org (212) 417-3779

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