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5 TIPS FOR SELECTING THE BEST HEALTH INSURANCE PLAN. 2. Consider wellness programs. 1. Know your options There are three categories through which you can get health insurance plans for your employees. Defined benefit plan, Defined contribution plan, and professional employer organization (PEO). Wellness programs with participation perks or tools like fitness trackers half of which are purchased by employers help encourage healthy habits. Some employers offer discounts on health insurance costs, but be careful if you go that route. 4. Be mindful of who your employees are. It’s important to take a look at the costs to your business, and whether you can sustain those levels, before deciding what plans you’re going to offer. Flexible spending accounts (FSAs) or health spending accounts (HSAs) can also help. 3. HMO, PPO, EPO? Know the differences. It’s important to understand the types of plans that you can make available to employees. HMO A "health maintenance organization". PPO "Preferred provider organizations". EPO An "exclusive provider organization". 5. Learn what your competitors are offering. Be sure to take a look at what benefits your competitor's offer use the careers section of their websites. You’ll know what your applicants are seeing and can then try to match or surpass your rivals. More Information Visit Now:www.Martinowest.com Email:info@martinowest.com Call Us Today: 855-924-1597