How to Get Musical Instrument Insurance for Your Cello

1. How to Get Musical Instrument Insurance for Your Cello Are you planning to add a brand new cello to your strings’ collection? Well, a cello, known by many names, such as violoncello, French violoncello, to name some, is one of the most popular bass instruments of the violin group. And undoubtedly it feels great to play this instrument. But, what if your gear gets damaged beyond repair? What if you lose it? What if someone steals it? It’s always a good idea to be prepared for the future and unexpected events that can pop-up out of the blue, like theft, damage, or loss. And such events, needless to mention, can not only swipe your savings on repair or replacement, but are also draining, in terms of time, effort, and emotions. Getting the right musical instrument is imperative What do you think could be a better idea than getting cello insurance? Because, why not? Being covered under a comprehensive insurance policy means complete protection for your gear and peace of mind for you. So, before it’s too late and you are bound to put a pause on your performance due to a broken or stolen cello, it is crucial to find an adequate insurance plan. Always remember, pre-planning is better than scraping your wallet when you’ve already lost your uninsured cello to an unfortunate turn of events.

2. Here is how you can get yourself the protection of a Cello Insurance - Before you sign on the dotted lines of your insurance agreement, it is vital to make sure that you are getting the right cover. The first thing to do in this regard is to get an appraisal for your insurance policy. Although you need to get multiple estimates from multiple service providers, qualified and experienced luthiers are the best person to get in touch with. Importance of getting your gear appraised Have you purchased a cello recently? Do you still have the receipt intact? If yes, then you can get an estimate for the sum of the purchasing cost written on the same. Are you planning to buy a cello? If you haven’t bought one yet, then make sure to ask for an appraisal and include the same in the deal while purchasing it. It will help you avoid the extra charges for cello appraisal. When it comes to buying a musical instrument insurance policy, you should not forget to consider devaluation aspects. Remember, the condition of your instrument will define its value in the market. Even a simple crack, dent, or a broken bowhead can decrease the overall value of your instrument just like that. Therefore, it is highly recommended to get all the repairs done, if any, before taking your cello for appraisal. Find the right insurance agency One of the best ways to get a cello cover is to find a reliable insurance agent. Because of the importance and increasing popularity of standalone musical instrument insurance plans, you will find a number of services providers operating in the state. Therefore, finding one isn’t a big deal. However, what you need to be careful about is - choosing the right agency. If you choose a service provider just like that, you might land in rough waters. Two of the most important things you should not forget while looking for an insurance service provider are - their license and registration credentials. These documents are like benchmarks of quality, reliability, and experience. Read your policy agreement for sure You should seal the deal with your Cello Insurance provider only after reading your policy agreement thoroughly. In case, you are unable to understand any clause, do not hesitate to clear your doubts. It will make sure to get a suitable policy sans any hassles.