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Tips for Choosing Right Audio Equipment Insurance

Just like a sound body requires a sound soul, the same goes for a musician with their instruments. It is their instruments that add value to their creations. But, what if the same thing, that is attached to your heart gets destroyed at an act of God? Or what if someone actively destroys your equipment to get revenge? There is a tonne of possibilities that can go wrong with your audio equipment which you hold dear the most.

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Tips for Choosing Right Audio Equipment Insurance

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  1. Tips for Choosing Right Audio Equipment Insurance Just like a sound body requires a sound soul, the same goes for a musician with their instruments. It is their instruments that add value to their creations. But, what if the same thing, which is attached to your heart, gets destroyed at an act of God? Or what if someone actively destroys your equipment to get revenge? There is a tone of possibilities that can go wrong with your audio equipment which you hold dear the most. But the answer lies within CLARION musical instrument insurance. Audio Equipment Insurance: How is it Different from Home Insurance? One of the most common misconceptions among the musicians is that, if you are having a home or renter’s insurance, you are always good to go. But, truth to be told, your gears can never be covered with such insurance. For instance, even if you have a home studio, in case of any natural calamity, the insurance company will never be able to evaluate the exact price for the damaged equipment. In such a scenario, you would only end up with nominal expense costs. This is exactly where audio equipment insurance comes into play.

  2. What to Look for the Right Audio Equipment Insurance? Choosing audio equipment insurance can be tedious at times, but there are certain sets of benefits that you can reap from the right one. Down below are some of the tips and tricks worth following for the right equipment insurance: 1) Get to Know Your Gear’s worth Something that the right audio equipment insurance will always do is repaying you with the precise amount, which is the worth of your equipment. Getting your musical instruments equipment comes with its own benefits. It is the musical instrument company which can exactly determine the current evaluation of your gear. For instance, your $10,000 violin won’t be placed with its proper value under home insurance. They can always provide you with a decent sound entry-level violin with $500 price tag. 2) Is Public Liability Insurance Included? Often, external factors have a huge part to play in the destruction or malfunctioning of your musical instruments. It is highly advised to choose musical instrument insurance that covers public liability. For a better understanding, public liability insurance covers common mishappening such as adding up your amp with an outdated electrical system at the venue while all of a sudden it catches fire. It is something that every other musician can relate with themselves. 3) Know the Limitations Just like every other person is different from each other, the same goes for musical instrument insurance. So, before applying for insurance, make sure you know the limitations that are offered by the insurance policy. For some reason, while one company might agree to insurance your costly guitar after it has been dropped from your hand while for others, they might not. Make sure that you do your research before choosing the right one for you. 4) Premium shouldn’t Be Expensive Last but not least, if music is passion, make sure to protect your equipment well. But, after spending a few grand on your instrument, it is very unwise to pay a large premium every single year. So, always look for insurance that is not too much expensive for you, while covering all the major accidents that might happen in the near future.

  3. Wrapping Up We can understand your frustration when it comes to insuring your musical instruments. There are several factors that one needs to consider before choosing the right one for them. This article was to enlighten you with the some of the most common aspects to look forward to your musical insurance. Here at CLARION musical instrument insurance, you can always get the insurance your instrument deserves. Always remember, where the sky is the limit, insurance is only a medium to attain it, not to tarp you with shackles.

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