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Fred West

Board Chairman. Fred West. Chief Financial Officer . John Wheeler. 2013 Financial Overview. Number of Active Members. Loan Volume Outstanding (in billions). Credit Quality. 2013 Portfolio Concentrations. Other – 5% or less. Net Income (in millions). Operating Efficiency.

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Fred West

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  1. Board Chairman Fred West

  2. Chief Financial Officer John Wheeler

  3. 2013 Financial Overview

  4. Number of Active Members

  5. Loan Volume Outstanding (in billions)

  6. Credit Quality

  7. 2013 Portfolio Concentrations Other – 5% or less

  8. Net Income (in millions)

  9. Operating Efficiency

  10. 2013 Patronage

  11. Total Patronage Paid

  12. Patronage since 1990 $435 million declared $300 million returned in cash

  13. Chief Executive Officer Bob Frazee

  14. Changing World Population

  15. U.S. Race & Ethnicity Trend

  16. U.S. Race & Ethnicity Trend

  17. Overregulated America

  18. Election Regions

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