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How to Manage Your Spending

How to Manage Your Spending. Xuantam Nguyen Section: 2. Budgeting. Budget your spending Know your monthly spending needs and habits Keep track of what comes in and out Divide your spending into fixed cost. Setting Goals. Handle your spending

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How to Manage Your Spending

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  1. How to Manage Your Spending Xuantam Nguyen Section: 2

  2. Budgeting Budget your spending Know your monthly spending needs and habits Keep track of what comes in and out Divide your spending into fixed cost.

  3. Setting Goals • Handle your spending Determine which costs you can cut and which costs you cannot. Keep a goal in mind to help you realize why you are living on a budget. Put some of your money in savings each month.

  4. Saving Tips • Use your money wisely Save $ on lunch and pack your own food. Stay away from ATM machines that charges fees. Get credit card with no annual fee and low interest rates. Pay bill on time. Use cash instead of credit card.

  5. Summary Slide • Budgeting • Setting Goals • Saving tips

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