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BBFI Group Benefits Committee

BBFI Group Benefits Committee. Insurance Programs From Mel Himes & Associates Insurance Agency. Health Insurance. Celtic Insurance Golden Rule United Health Care Blue Cross/Blue Shield Aetna Pacific Life Pan American. Available in ALL States Individual Plans Group Programs

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BBFI Group Benefits Committee

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  1. BBFI Group Benefits Committee Insurance Programs From Mel Himes & Associates Insurance Agency

  2. Health Insurance Celtic Insurance Golden Rule United Health Care Blue Cross/Blue Shield Aetna Pacific Life Pan American • Available in ALL States • Individual Plans • Group Programs • Indemnity Plans • Provider Discount Plans Call Mel Himes Jr 1-800-329-3031

  3. Church Insurance • Buildings – Contents • General Liability • Pastoral ‘Spiritual’ Counseling • Sexual Abuse • Non-Owned/Hired Auto • Volunteers as Insured’s • Medical Coverage for Accidents • Theft GuideOne is the ‘endorsed carrier’ for BBFI Church Insurance. GuideOne has donated over $90,000 to the Scholarship Program since the Program’s inception. Call Mel Himes Jr 1-800-329-3031

  4. Bus - Van Insurance • ANY Size Bus • 7 or 12 Passenger Vans (NO 15 Passenger Vans) • Drivers With CLEAN Driving Records Transportation Policy available from Mel Himes & Associates Insurance Agency, inc at NO COST! Call Mel Himes Jr 1-800-329-3031

  5. Workers Compensation • EVERY Church Eligible • Necessary Coverage • Low Rates • Covers Work Related Injuries • Medical • Disability • Life Insurance Your Church is responsible for Employee Work Related Injuries – including the Pastor. Be sure your Church provides this vital and important coverage for ALL employees. Call Mel Himes Jr 1-800-329-3031

  6. Child Care School Programs • Student Accident • Teacher Professional Liability • Sexual Abuse • Corporal Punishment • Employee Benefits Liability • Employer Liability Liability • Volunteer Coverage • Non-Owned/Hired Auto Call Mel Himes Jr 1-800-329-3031

  7. Life Insurance • Term at LOW Rates • Variable Life • Whole Life • Universal Life • Mortgage Protection • Key Man Coverage • Group Plans for Your Church YOU are a ‘key person’ in your church ministry. Your church should provide ‘KEY MAN’ Life Insurance for its Pastor. Call Mel Himes Jr 1-800-329-3031

  8. Medicare Plans • Seniors NEED this Coverage • Choice of Plans • Choice of Coverage • A+ Rated Carriers • LOWEST Premiums Call Mel Himes Jr 1-800-329-3031

  9. AFLAC Programs • Accident Plans • Sickness Plans • Cancer Plans • Disability Plans • LOW Cost Call Mel Himes Jr 1-800-329-3031

  10. Accident Plans • Pays ABOVE your Health Insurance Plan • Pays Directly to YOU • Helps offset non-covered Expenses or Costs • LOW Premiums Individual rates for Florida: Individual - $16.00 Husband/Wife - $21.30 Family - $29.50 Rates vary from state to state Call Mel Himes Jr 1-800-329-3031

  11. Sickness Plans • Pays ABOVE Your Health Insurance Plan • Pays Directly to YOU • Helps offset non-covered Expenses or Costs • LOW Premiums Individual rates for Florida 18-39: $27.90 40-49: $29.50 50-59: $35.90 60-67: $49.90 Rates vary from state to state Call Mel Himes Jr 1-800-329-3031

  12. Long Term Care Plans • Grow Old With Dignity • Do not be a BURDEN • Choice of Plans • Choice of Benefits Individual rates for Florida: 45-49: $12.92 50-54: $18.00 55-59: $26.77 60-62: $33.23 Rates vary from state to state Call Mel Himes Jr 1-800-329-3031

  13. Cancer Plans • Health Plans do NOT Cover All Your Cancer Related Expenses • Travel • Medication • Chemo • Therapy • Much More Individual rates for Florida: 18-49: $25.90 50-59: $39.20 60-64: $50.40 Rates vary from state to state Call Mel Himes Jr 1-800-329-3031

  14. Disability Plans Individual rates for Florida as low as: 18-49: $43.00 50-64: $57.00 For $1,000 per month, No Waiting Period for Accident; 7 Days for Sickness; for 12 Month Benefit • Individual Plans • Group Plans • From 2 Year to age 65 Plans • Choice of Waiting Periods • Level Amount • Percentage of Income Call Mel Himes Jr 1-800-329-3031

  15. Dental Plans • Individual Plans • Group Plans • Discount Plans • Provider Plans American Dental Care Entrée Principal Aetna United Health Care Call Mel Himes Jr 1-800-329-3031

  16. Retirement Annuity Invest $100 per month for 30 years and have GUARANTEED FUNDS of $94,264 at 4.0% Interest. You cannot lose – you invest $36,000 and have $94,264. What if Interest Rates go UP? That means MORE $$ • Social Security is NOT Enough • As little as $25 per Month • Guaranteed Interest Rates • Interest Rates Do NOT Fluctuate like the Stock Market • Rollover YOUR Current Mutual Funds or Stock Market Funds • GREAT PAY OUT PLANS Call Mel Himes Jr 1-800-329-3031

  17. Auto Insurance • Rates Going Up? • Company Canceling? • Let Us Help • FREE Insurance Check-Up On-Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

  18. Home Insurance • Are you insured to Value? • Contents Covered Properly? • Most people are not • FREE Insurance Check-Up On- Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

  19. Boat Insurance • From Bass Boats to House Boats • Programs for ALL Situations • GREAT Rates • FREE Insurance Check-Up On-Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

  20. Pre-Paid Legal • Ever Need Legal Advise? • It is EXPENSIVE • UNLESS you have Pre-Paid Legal • As little as $25 per month • Individual or Family Plans • Business or Church Plans Call Mel Himes Jr 1-800-329-3031

  21. Prescription Plans NEW CANADA RX Buy Your RX’S from Canada Pharmacies and SAVE $$$$$. You can order over the internet for FREE! Shipped to YOUR Home 90 Day Supplies save you $$$$$ • Discount Programs • RX Drug Cards • LOW Cost • On-Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

  22. WHY BBFI Plans • Rated Carriers • Trusted Agency Endorsed by BBFI Group Benefits Committee • Serving BBFI since 1992 • Supports BBFI Scholarship Fund Call Mel Himes Jr 1-800-329-3031

  23. Contact Mel Himes & Associates Insurance Agency, inc 1-800-329-3031

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