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Dive into the world of personal finance with the "JA Dollars With Sense" program. This engaging curriculum covers essential topics like understanding money, making informed shopping decisions, and effective budgeting strategies. Participants will learn about various payment methods, the importance of being a SMART shopper, consumers' rights, and how to maintain a balanced budget. Through interactive lessons, students will gain valuable insights into managing their finances, encouraging responsible decision-making and financial literacy.
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Lesson 1: Let’s Talk Money Lesson 2: Be A SMART Shopper Lesson 3: Look After Your Money Overview Introductions Expectations Wrap Up
Lesson I: Let’s Talk Money 5 minutes to complete You and Your Money Page 2
Exploring Methods of Payment When we say ‘cashless society’, what do we mean? Debit Card Credit Card Cheque Electronic Funds Transfer Stored Value Card
Be Credit Card Wise What purchases do people often buy on credit? Why? When is buying on credit a good decision? When is it a poor decision?
S M A R T Lesson 2: Be a SMART Shopper Are You A SMART Consumer? Stop & Think Make A Plan Ask Questions Review Information Take Action
Lesson 2: Be a SMART Shopper Know Your Consumer Rights page 12 False False False. Not necessarily. True False True True. Unless they have posted a correction notice. False 9. False. 10 – 15% is correct but you don’t have to tip 10. False 11. False 12. False 13. False. Food is an example of an exception. 14. False 15. True
Lesson 3: Look After Your Money Why Do You Buy The Things You Buy? VS. NEEDS WANTS
Lesson 3: Look After Your Money Do you know what a Budget is? What does it mean when a budget is: 1) Balanced 2) Surplus 3) Deficit
A Project Budget Income Expenses Subtract Expenses from Income to find Net Income or Loss
Wrap Up Thank you very much for your time and cooperation today! Find out about more JA programs: www.jalondon.org