What Does General Liability Cover

1. What Does General Liability Cover?

2. Non-employee bodily injury For instance, when a customer slips on a wet surface on your property and gets injured. The customer can sue you to recoup the amount spent on medical bills and to regain the amount lost while off work. General liability insurance can pay for immediate legal or medical expenses when a customer gets injured on your property. The policy covers the costs of immediate medical expenses such as ambulance rides and emergency hospital visits.

3. Non-employee property damage This insurance policy also covers expenses to replace or repair any customer property damaged in your establishment. For instance, when you or an employee mistakenly pour a drink on your customer’s laptop or smartphone, making it inoperable. General liability insurance will cover the costs of replacing the damaged property depending on your policy limits.

4. Product Liability You should know that not all customer injuries happen inside a store. Sometimes, your business can be sued over the damage it caused to a client outside your business premises. In which case, the General liability insurance policy can also protect you in such situations. It covers both legal and medical expenses associated with the lawsuits.

5. Copyright and Advertising Injury General liability insurance can cover you in cases of libel, slander real, and copyright infringement. These situations are quite common and can incur expenses running into thousands of dollars. With this insurance policy, you can comfortably pay for settlements and legal defense expenses.

6. For more information about General Liability Visit : https://www.nationalida.com/