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What’s Not Covered Under General Liability Insurance

However, there are such examples which are not covered under Covered of the commercial general liability insurance. Here are some of the events which are Not Covered Under General Liability Insurance.<br>

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What’s Not Covered Under General Liability Insurance

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  1. What’s Not Covered Under General Liability Insurance

  2. Professional Errors Professional liability insurance can cover claims over professional mistakes, including undelivered services and missed deadlines. Example: A web designer fails to deliver a website redesign project by the date specified in her contract with a local retailer. This causes the business to miss projected sales goals during the top online shopping season. The store’s owner decides to file a claim over lost revenue.

  3. Employee Injuries Workers' compensation insurance is the policy that covers medical expenses, physical therapy, and some lost pays for employees. Example: A part-time employee at a physical therapy business slips on a wet floor and injures his back. Workers’ comp can help cover medical expenses and lost wages.

  4. Business Property Damage Commercial property insurance can help pay for expenses to repair or replace your business property when it's damaged by fire, robbery, and some weather-related events. Example: A fire damages a bakery’s storefront and kitchen. Commercial property insurance can help pay for repairs to the building and replace damaged cooking equipment.

  5. Employee Discrimination Lawsuits Employment practices liability insurance can cover charge expenses related to claims of harassment, discrimination, and wrongful termination. Example: An employee at a boutique architectural firm files a lawsuit claiming partners are not assigning her to high profile projects because of her society.

  6. The IDA provides Commercial Auto and General Liability Insurance, Business Formation and Route Re-engineering support for large brands. For more information visit: https://www.nationalida.com/

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