“Due Diligence” Proposal: The Ark Group, LLC 1055 N 115th St, Ste 200 Omaha, NE 68154 www.arkgroup.com Your Partner In Success!
National Insurance Brokerage & Planning Organization Based in Omaha, NE Operate in 48 states Current Founded in 2003 Owned & Operated by: Donald A Hansen, CLTC Duane R Bartelt, CLTC Donald A. Hansen, CLTC CLTC certified CLTC Certified Instructor AACII Board Member NAIFA Member SFSP Member Duane R. Bartelt, CLTC CLTC certified CLTC Certified Instructor NAIFA Member SFSP Member The Ark Group Is:
Employees: Donald A. Hansen, CLTC Dhansen@arkgroup.com Duane R. Bartelt, CLTC Dbartelt@arkgroup.com Brook Hansen Bhansen@arkgroup.com Michelle Daharsh Mdaharsh@arkgroup.com Elizabeth Williams Ewilliams@arkgroup.com Daniel Phillips Dphillips@arkgroup.com Office Information: Monday – Thursday: 8:30am to 5:30pm Fridays: 8:30am to 4:30pm Phones Answered by a Live Person Additional Internal Support: Estate Planning Attorneys CPA Internal Operations:
Donald A. Hansen, CLTC Advanced Sales Critical Insurance Group/Worksite Duane R. Bartelt, CLTC Disability Insurance Life Insurance Term Permanent Michelle Daharsh Annuities Long Term Care Medicare Supplement Daniel Phillips Life Insurance Term Permanent Brook Hansen Office Manager Supply requests Licensing & Contracting Coordinator Elizabeth Williams New Business Processing Coordinator Application review Application submission Application follow up Policy Administration Internal Contact’s Focus:
The Ark Group and its affiliates have never been, directly or indirectly, involved in, charged with or convicted of any legal misconduct, professionally or otherwise. The Ark Group has never actively advertised for new relationships and we work with several thousand advisors across the US. Our relationship with you, as with all the advisors we work with, began from your being referred to us. References: Ken Smith, Director of Disability & Critical Insurance Assurity Life 800-276-7619 x 4409 Background Information:
Our Foundation: • Honesty, Integrity & Commitment to Excellence • We pride ourselves on the effective systems & efficient processes we have established internally. • We help the agent focus on what works best for each client based on their unique circumstance. • We focus on helping you look good to your clients. • We focus on the planning side of the business and do not primarily market products. • We do not actively recruit agents. • We will not recruit any of your advisors away from you.
American General Allianz Assurant Assurity Aviva AXA American National Banker’s Fidelity Banner Life Colonial Life Genworth Great American Golden Rule Illinois Mutual ING JG Wentworth John Hancock Lafayette Life Lincoln Benefit Life Lincoln Financial Loyal American MetLife The Ark Group Insurance Carriers:
United of Omaha UNUM West Coast Life Several Others We are looking into: TBD Mutual of Omaha Minnesota Life Nationwide North American PeachTree Financial Principal Prudential RBC Symetra State Life Transamerica Our Insurance Carriers (continued):
Asset Accumulation: Life Insurance Health Insurance Disability Insurance Critical Insurance Business Planning: Key Man Buy/Sell Retirement & Pension Plans Business Continuation Asset Preservation: Life Insurance Long Term Care Medicare Supplement Annuities Financial, Estate & Business Planning Concepts Our Portfolio Focus:
Our Systems & Processes Contracting State Licensing Carrier Appointment Education & Training Concept Focus Product Client Management Prospecting Underwriting Support Pre-underwriting Paramed Orders Underwriting Follow Up APS Assistance Weekly, Accurate Updates Benefits of Working WithThe Ark Group: • Systems & Processes Continued • Customer Service • Illustrations • Case Design • Case Development • Case Implementation
Top Ten Reasons to Work With The Ark Group: • Advanced Case DesignWhether your client needs Retirement, Estate or Business Protection Planning, we help you find the proper insurance based on your client’s unique needs and design that coverage to fulfill those needs. • Advanced Case Development, Research & ImplementationWe provide powerful financial protection strategies for your clients by assisting you in case development, research and implementation. • Retirement Planning ExpertiseWe are adept at working with you to not only help create an income stream for your clients that can carry them through their retirement years but to also protect their retirement portfolio so they aren’t as likely to outlive their assets during retirement. • Leveraged Planning ConceptsWe provide you with the latest innovations in Financial, Estate and Business Planning for your clients. Leveraged Planning puts the power of your client’s business and assets to work for their personal retirement needs.
Top Ten Reasons (continued) • Extensive Impaired Risk KnowledgeWe are well versed in getting your higher risk clients through underwriting. Although, we are not strictly an impaired risk agency…we do not just want your declined cases. • Comprehensive Carrier LineupWith around 70 of the Nation’s most premier Insurance Companies, financially rated up to AAA+, we provide you the ability to meet your client’s needs with quality product and carrier security. • Competitive CommissionsWe offer top commission levels for around 70 of the Nation’s most premier Insurance Companies. • “In Force” Policy AuditsWe provide you with policy audit services on behalf of your clients, to ensure each client or prospect has the best insurance product available based on their unique need. This service will increase revenue from your existing client base and from new prospects.
Top Ten Reasons (continued) • Extensive Marketing SupportWe offer a broad range of marketing and business building support services for those Insurance and Financial Advisors who are looking for a long term, business relationship with us. • Advanced Prospecting AssistanceWe offer intelligent prospecting guidance to help you generate new business, while solidifying and increasing your client base.
What sort of reporting can we provide? We are prepared to provide reports regarding issued and in-force business upon request. We purposely do not have web tracking capability (for HIPAA reasons). However, you will receive weekly emails for all your pending business. Requests for reports will be given high priority & turned around in a timely manner. Will there be any costs while working with The Ark Group? We do not charge fees for any of our advice or services but we do receive override commissions based on sales. We do not foresee an expense on your part for working with us. Considering we are separate entities, we will be responsible for our own expenses. Important Questions:
What are the commission splits, if any? Depending on the amount of involvement you need us to have, we split commissions on large planning cases based on the amount of our time invested, on a per case basis. We believe that if we do our job properly and the advisor pays attention, everyone will be compensated well. What about carriers you currently have a relationship with but are not listed as a carrier with The Ark Group? We expect for you to maintain the relationships you have already established. We are willing to look into getting any carrier if there is sufficient reason and mutual agreement. Naturally, we want to do everything we can to earn all of your business though. Important Questions (continued):
Added Support: • We will provide you and your agents with access to an online term quote engine at no cost. • We will provide you and your agents with access to an online form engine at not cost. • You will get access to nearly 70 different carriers without having to negotiate each contract on your own. • Your employees will have one number to call for information instead of 70. • Most carriers will not give as high of a contract as what we can give without a premium commitment.
We appreciate: Your time reviewing our formal proposal and this presentation. The opportunity you have given us to earn and develop a relationship with you. Your confidence in allowing us to have come this far in the review process. Contact Information: The Ark Group, LLC 1055 N 115th St, Ste 200 Omaha, NE 68154 Toll Free: 866-725-0777 Office: 402-884-4777 Fax: 402-881-8337 Sales@arkgroup.com www.arkgroup.com Thank You!