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Flexible Benefits Program Rate Summary 2012: Life, Dental, Vision, and Disability Coverage

The 2012 Flexible Benefits Program Rate Summary outlines life insurance, dental, vision, and disability coverage for employees. Life insurance rates are based on the employee's age, with administrative fees added to premiums. Child life rates depend on coverage levels, and enrollees must have employee life insurance. The Cigna DHMO dental network is available for Metro Atlanta residents. The summary includes details on other plans, including specified illness and long-term care, with premium adjustments for administrative fees.

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Flexible Benefits Program Rate Summary 2012: Life, Dental, Vision, and Disability Coverage

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  1. Flexible Benefits Program Rate Summary2012 Plan Year Life Coverage • Spouse Life rates are based on the employee’s age • Note: Computations are based on rate per thousand • An Administrative Fee will be added to the premium

  2. Flexible Benefits Program Rate Summary2012 Plan Year Life Coverage (continued) • Child Life Rates based on coverage Level • Must be enrolled in employee life • An Administrative Fee is reflected in the premium Dental Plans • Cigna DHMO dental network is available to those who work and live in the Metro • Atlanta area. • An administrative fee is reflected in the premium

  3. Flexible Benefits Program Rate Summary2012 Plan Year Vision Plan • An Administrative Fee is reflected in the premium Legal Plan • An Administrative Fee is reflected in the premium

  4. Flexible Benefits Program Rate Summary2012 Plan Year Disability Plans • An Administrative Fee will be added to the premium • Note: Computations are based on rate per thousand

  5. Flexible Benefits Program Rate Summary2012 Plan Year Specified Illness Plan • Employees who are under age 18 and over age 69 as of October 1, 2012 are not eligible to select the Specified Illness Option. If an employee enrolls in the Specified Illness plan and then buys up at a subsequent Annual Enrollment, the premiums will be based on the original issue age. • An Administrative Fee is reflected in the premium

  6. Flexible Benefits Program Rate Summary2012 Plan Year Spending Accounts Long Term Care • An Administrative Fee will be added to the premium

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