1 / 17

Commercial banking & Investment banking

Commercial banking & Investment banking. introduction. Types of bank : - retail banking - business banking - corporate banking - private banking - investment banking. I) Commercial bank. Commercial bank's definition :

pancho
Télécharger la présentation

Commercial banking & Investment banking

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Commercial banking &Investmentbanking

  2. introduction Types of bank: • - retail banking • - business banking • -corporate banking • - private banking • - investment banking

  3. I) Commercial bank • Commercial bank'sdefinition: A commercial bank is a type of retail bank that provides services, such as accepting deposits, giving business loans and basic investment products.

  4. I) Commercial bank • Commercial bank'sactivity: • Saving - Credit operation - Propose services

  5. Commercial Banking • Commercial Bank • Business Bank PART I

  6. II) Investmentbank • Investmentbank’sdefinition two main lines of business : - Trading securities - The promotion of securities

  7. II) Investmentbank • Organizationalstructure • - front office activities • - middle office activities • -back office activities

  8. Comparison

  9. The 1929 Wall Street Crash «Commercial banking » Vs« investment banking » Glass–Steagall Act X the financial crisis of 2008

  10. Industry profile

  11. II) Investmentbank • Criticisms • Conflicts of interest • Compensation

  12. III)Presentsituation • History • - 1929: regulationprogram • - 1933: Glass-Steagallact • - 1984: Bérégovoy reform • - 1999: Gramm-Leach-BlileyAct

  13. III)Present situation • Universalbank definition

  14. Conclusion: • Issues: -Moral hasard -Systemicrisk Francois Hollande wants to separatebankingactivitythatisusefulfor investment and employmentfromspeculation.

  15. END

More Related