Does pet insurance cover congenital conditions?

1. TrustedPals the different pet insurance plans inclusive of best pet insurance, dog insurance, and several others. As you know that pets can give us unconditional love and companionship, and that's why they need some health surety and our insurance can help you with the same. Does pet insurance cover congenital conditions? Best Pet Insurance TrustedPals

2. There are some aspects about best pet insurance that get least discussed. Particularly those conditions in our pets present when they are born. They are called as “birth defects.” These conditions can be inherited and are present in certain breeds. Some of them are caused by chemicals or if the parent is injured during pregnancy. Though, at times the causes are unknown. These are referred as congenital abnormalities. Let us delve a bit more into this aspect of pet insurance- cat insurance, dog insurance or any other pet insurance. Does Pet Insurance cover congenital conditions? When you delve a bit deeper into pet insurance you will realize or rather start complaining about the numerous exclusions that would allow the pet insurance company to deny claims. When you come across this list of exclusions it might discourage you from investing in pet insurance. One of these is congenital conditions. Well, let us tell you that some pet insurance providers or companies cover congenital conditions, when clinical signs are not present before enrolling for pet insurance coverage. Some breeds are most likely to face these conditions so, its best that you invest in pet insurance at the earliest. Ask for list of conditions that aren’t covered: Even if you choose the best pet insurance company in USA, ask their representative for the list of conditions that aren’t covered. Companies do provide a list of conditions that they exclude from being covered. For some conditions they have limited coverage. You should ask whether congenital conditions are covered. Some pet insurance companies don’t cover congenital conditions. They believe that these are pre-existing conditions, as they existed from birth and before buying the policy. But, there are pet insurance providers that cover congenital conditions if they weren’t known or diagnosed by a veterinarian before the effective date mentioned on the policy. Let’s look at an example- if you get a new puppy to a wellness examination or physical exam and your veterinarian sees a condition that is present since its birth. This would be mentioned in the report thus, not covered in the policy. But, if you invest in a policy and several months later the puppy gets ill and a disease is diagnosed that is congenital. It will be covered because this condition was detected after purchasing the policy. It is best to clear this aspect with your pet insurance provider. You expect coverage for a particular condition and when you apply for a claim the company rejects it. This creates unnecessary tension. So to avoid this condition when you invest in pet insurance ensure that you have clearly discussed this with the provider. As we have mentioned in our earlier posts, transparency is a prerequisite while investing in pet insurance. If you wish to discuss about congenital conditions in pet insurance get in touch with TrustedPals. We are here to assist you.

3. Get in touch with TrustedPals team https://www.trustedpals.com/help to know more about different pet insurance policies. We assist you in investing in pet insurance policy for your beloved pet.