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JEEVAN LABH

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The Jeevan Labh Endowment Plan No. 836 offers comprehensive financial security with non-linked premiums, bonuses, and accidental death benefits. Choose from three policy term options: 16, 21, or 25 years, with flexible premium paying terms. Minimum entry age is 8 years; maximum is 59 years, with sum assured starting at Rs. 2,00,000. Enjoy tax benefits under section 80C and accumulate bonuses for attractive maturity payouts. Ideal for family security and children's education or marriage. Invest wisely for a secure future.

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JEEVAN LABH

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  1. JEEVANLABH Plan No.836

  2. Endowment PlanLimited Premium Paying TermNon-Linked With Bonus & FAB

  3. Only 3 Policy Terms OptionsOption -Term - Premium Paying Term1. 16yrs – 10yrs 2. 21yrs – 15yrs 3. 25yrs – 16yrs

  4. Eligibility: Age at EntryMinimum : 8yrs completedMaximum: 59yrs Nbd for Policy Term 16yrs54yrs Nbd for Policy Term 21yrs50yrs Nbd for Policy Term 25yrs

  5. Sum Assured:Minimum : Rs.2,00,000/-(in multiples of 10,000) Maximum: No Limit

  6. Maturity Benefits:BasicSum Assured + Bonus + F A B

  7. Death Benefits:Sum Assured on Death + Bonus + FAB

  8. Sum Assured on Death =Higher of1. 10 times of Annualised Premium 2. Basic Sum Assured3. 105% of Total Premiums paid

  9. Accidental Death & Disability Benefit RiderOptional – Additional PremiumAvailable from 18yrs of AgeCover Available up to Policy Term Or Age 70 Nbd, Which Ever is EarlierCan be Added at Any Time (O/S PPT 5yrs)Maximum AB Cover 100 Lakhs

  10. New Term Assurance RiderOptional – Additional PremiumAvailable from 18yrs of AgeCover Available up to Policy Term Can be Added at Proposal Stage OnlyMaximum TR Cover 25 Lakhs

  11. Mode of Premium PaymentYearly – 2% RebateHalf Yearly – 1% RebateQuarterly - Nil Monthly - Nil (ECS/SSS)

  12. High Sum Assured Rebate2,00,000 to 4,90,000 – Nil5,00,000 to 9,90,000 – 1.25%10,00,000 to 14,90,00 – 1.50%15,00,000 and Above - 1.75% per Rs.1000 B.S.A

  13. Age Proof: - Std. or non-std. proof allowed. • Female:- Category I, II & III Allowed. • Non-medical scheme. N.M.G. & N.M.S. allowed.

  14. NRI/FNIO and E&E,Key-man, Partnership • Group III to VI: Allowed with extra. • Group VII: Allowed without extra. • Mail Order: Only NRIs of Group III to VII. • Allowed only under Employer-Employee

  15. Other Features:Proposal Form 300/340/360Service TaxGrace Period (30/15 days)Paid Up ValueSurrender Value (GSV/SSV)Revival within 2yrs from FUPLoan After 3yrsSuicide within 12 months 80% premiumsFree Look Period 15days from OP ReceiptDating Back within Financial Year

  16. Features

  17. Features

  18. Unique Selling Points:Suitable for Education and MarriageShort Term CommitmentLong Term Risk Cover80C Tax Benefit (up to Rs.1.50 Lakhs)Tax Free MaturityAccident & Disability Cover up to 1 CroreNo Market Risk

  19. Age :30 • Term :16 P.P.T. :10 • Basic Sum Assured :500000 • Yearly : 43491 (41970 + 1521) • Approximate Return at Maturity Time : • B SA : 500000 Bonus : 360000 F.A.B. : 12500 • Total Approximate Return : 872500 • Pension Start From age : 46 • Annuity for life with return of purchase price on death. • Sum Assured : 842995 • Annuity : Yearly : 62308 Halfly : 30438 Quarterly : 15051 Monthly : 4975

  20. Age :30 Term :21 P.P.T. :15 B S Assured : 500000 • Yearly : 27902 (26926 + 976) Monthly(ECS) : 2373 (2290 + 83) • YLY Mode Average Prem/Day : 76 • Approximate Return at Maturity Time : • BSA 500,000 Bonus : 525000 F.A.B. : 50000 • Total Approximate Return : 1075000 • Pension Start From age : 51 • Annuity for life with return of purchase price on death. • Sum Assured : 1038647 • Annuity : • Yearly : 77279Halfly : 37705 Quarterly : 18619 Monthly : 6159

  21. Age :30 Term :25 P.P.T. :16 Basic Sum Assured : 700000Yearly : 33163 (32003 + 1160) Monthly(ECS) : 2820 (2721 + 99) YLY Mode Average Prem/Day : 90Approximate Return at Maturity Time : Basic Sum Assured :700000 Bonus : 875000 F.A.B. : 315000Total Approximate Return : 1890000Pension Start From age : 55Annuity for life with return of purchase price on death.Sum Assured : 1826087Annuity :Yearly : 136676 Halfly : 66603Quarterly : 32891 Monthly : 10880

  22. Message for Age Group 35 to 50 Years:-Invest Rs 1 lakh for Just 10 yrs & Get 1.5 lacs Lifetime after 16th Year and Asset for Family Rs 19 lakhs Fund. Message for Age Group 8 to 40 Years:-Invest Rs l lakh for 15 years & Get 3.5 lakhs Lifetime after 21 Years and Asset for Family Rs 40 lakhs approx FundMessage for Age Group 8 years to 35 Years:-Invest Rs 1 lakh for 16 Years & Get 4.25 lakhs Lifetime after 25th Year and Asset for Family Rs 52 lakh Fund.. Call Now..

  23. Opt 1:- 836/15/16. S.A - 12 lakhs. Maturity - 20,94,600/- Invest in Akshay. Pension Rs 1.5 lakhs.Opt 2:- 836/21/15. S.A- 18 lakhs. Maturity- 38,70,000/-. Invest in Akshay. Pension 3 lakhs.Opt 3:- 836/25/16. S.A- 20 lakhs. Maturity - 54 lakhs. Invest in Akshay. Pension 4.05 lakhs approx

  24. IRR

  25. IRR

  26. Commission

  27. Good Luck

  28. Prepared By NVM Nana Murli and Improved by Harish Desai, Development officers

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