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Delta Health Systems

Delta Health Systems. Diocese of Monterey Enrollment Meeting. Flexible Spending Account. Already in your current benefits package Saves employees money Helps you fight rising healthcare costs Saves the company money Pre-tax dollars. Flexible Spending Account.

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Delta Health Systems

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  1. Delta Health Systems Diocese of Monterey Enrollment Meeting

  2. Flexible Spending Account • Already in your current benefits package • Saves employees money • Helps you fight rising healthcare costs • Saves the company money • Pre-tax dollars

  3. Flexible Spending Account • Health Care Expense Reimbursement to allocate funds for: • Deductibles • Coinsurance • Other health related expenses • Dependent Care Assistance

  4. Flexible Spending Account • Election period is annually unless you experience a qualified change • Spouse losing or gaining employment • Acquiring or losing a dependent • Change in marital status • Must re-enroll annually by completing necessary forms

  5. Flexible Spending Account • Election Maximums • Health Care $2,500 • Dependent Care $5,000 • Married individual filing separate tax return • Health Care $2,500

  6. Flexible Spending Account Section 125 Flexible Benefit “Cafeteria” Savings Analysis

  7. Flexible Spending Account • Examples of expenses which may be reimbursable • Acupuncture • Alcoholism treatment • Artificial limbs • Braces • Chemical dependency treatment • Chiropractors • Crutches • Dental fees • Diagnostic fees • Doctors fees • Eyeglasses, contacts • Guide dog • Hair transplants • Hearing devices • Home improvements for medical considerations • Hospital bills • Laboratory fees • Nursing home care • Obstetrical expenses • Smoking cessation programs • Transportation expenses for medical services • Wheelchair • X-rays

  8. Flexible Spending Account • Examples of expenses which may be reimbursable Over-the-Counter • Allergy prevention and treatment drugs • Carpal tunnel wrist supports • Cold remedies • Cold sore/fever blister creams • Cough drops and syrups • Diabetic supplies • Eye products (visine, contact solutions) • Hemorrhoid creams and suppositories • Menstrual cycle products for pain and cramp relief • Motion sickness • Pregnancy tests • Sleeping aids • Aloe lotion • Acne treatments/creams • Dental fluoride products • Fiber supplements • Herbal medicines/dietary supplements to treat specific medical conditions • Orthopedic shoes and inserts • Nasal sprays • Prenatal vitamins • Medicated shampoos (dry scalp) • Sunscreen • Vitamin E lotion • Weight-loss drugs to treat a specific disease

  9. Dental Benefits • Annual Maximum increased to $1750 • Preventive & Basic Services 80% benefit • Routine oral exam every 6 months • Flouride application (children under 14) • X-rays • Sealants • Space maintainers

  10. Dental Benefits Continued • Major Services 50% Benefit • Replacement of crown • Replacement of gold restoration • Implants • Dentures or bridge This is a summary of your dental benefit. For detailed benefits, see your Summary Plan Description

  11. Vision Benefits • Vision exam $100 every 12 months • Frames/lenses $200 every 24 months This is a summary of your vision benefit. For detailed benefits, see your Summary Plan Description

  12. How to reach us • Send claims to PO Box 80 Stockton, CA 95201-3080 • Phone # 800-422-6099 • www.dhsdirect.com

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