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This comprehensive guide outlines essential banking transactions, focusing on account types, opening procedures, and information requests. It covers the role of banks in handling deposits, loans, and securities, and provides conversational strategies for engaging with bank representatives. Discover how to navigate terms like current accounts, interest rates, and direct transfers, while practicing useful dialogues for effective communication with your bank. Perfect for anyone looking to enhance their banking knowledge and fluency.
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BANKING TRANSACTION 10th session, Resista Vikaliana, S.Si. MM
BANK An organizaton, usually a corporation, by a state or federal government, which does most of the following: receives demand deposits and time deposits, honors instruments drawn on them, and pays interest on them; discounts notes, make loans, and invest in securities; collects checks, drafts and notes; certifies depositor’s
Opening Account Banking terms Expression/ conversation strategy Account Current account Deposit Sort Initial deposit Interest Interest rate May I ask you about...? Could you tell me about...? Could you give me some information about ...,please? I need some information about....
Opening Account (contd.) Banking Terms Expression/ Conversation Strategy Payment Save Withdraw Fill in Branch Cheque book Form I need some information about... I’d just like to get some information about... Can you give me some information, please?
Making Transfer Banking terms Expression/ Conversation Strategy Transfer Debit Credit Receipt Account number Saving account • Would you like...? • to open a checking account • to get a car loan, etc • I was told that you can • give a better interest rate • send money do my bank
Making Transfer (contd.) Banking Terms Expressions/ Conversation Strategy Better interest Commercial loan Business information Banking service • Could you please send me....? • my last month’s bank statement • your latest business report • Please mail me the details of...
EXERCISE Practice the dialog Make a dialog