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Personal Loan Terms and Conditions | RBL Bank

Read most important terms and conditions associated with obtaining Personal Loan from RBL Bank. Click to know more!<br>

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Personal Loan Terms and Conditions | RBL Bank

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  1. MOST IMPORTANT TERMS AND CONDITIONS (MITC) – PERSONAL LOAN Sl. No. 1. *Prepayment charges 2. *Default interest (Delayed payment charges) Particulars : No part-payment allowed : 2% additional interest per month on overdue EMI amount (to be paid per instalment due per month of delay) : Rs. 250 (bounce cheque charges) Note: *GST and other taxes to be levied as applicable. 3. *Cheque/ECS/E-NACH/SI Dishonour charges *Foreclosure Charges 4. : a) 5% of Principal outstanding below 12 months and 3% of Principal outstanding post that. b) No foreclosure before 6 months on book. c) NIL foreclosure charges if 12 EMIs paid without any bounce and foreclosure is using Own funds. Balance transfer of loan outstanding to another financial institute is NOT treated as own source of funds : 1% of Total Loan Amount : Rs. 999 : 0.2% of Total Loan Amount 5. 6. 7. *Processing Fees *Convenience Charges *Stamp Duty / Agreement Franking Charges *Issue of Duplicate Principal certificate *Cheque swapping charges *Charges for CIBIL report 8. interest & : Rs. 250 9. 10. : Rs. 250 : Rs. 50 Disclaimer: RBL Bank Limited displays the Offers/ services extended by third parties to RBL Bank's customers and RBL Bank is not rendering any of these Offers/ services. RBL Bank does not act as express or implied agent of the said third parties vis-a- vis the Customers. RBL Bank is neither guaranteeing nor making any representation with respect to the Offers/ services provided by the third parties. RBL Bank is not responsible for quality of the products/ services provided by the third parties. For any queries, complaints, issues and/ or feedback shall be directly dealt with the third parties only. The Offers/ services may also be available at other platforms. The Customer's participation to avail such Offers/ services is purely voluntary. Copyright © RBL Bank Ltd.

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