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Restaurant Insurance

very restauranteur wishes to see their restaurant to be the best in the business. Very often, they stick to what they seek u2013 serving delicious food. But a restaurantu2019s priority shouldnu2019t just end there. A restauranteur will only have a foolproof plan if it includes restaurant business insurance. <br><br>Here are a few of the possible threats that restaurants may face- <br><br>Food borne illnesses <br>Workplace injuries / employee-related risks <br>Fire and storm damage <br>Theft <br>For a business with frequent customer flow, it is prone to face multiple threats in a single day. These threats include burns from hot pans, injuries from a slip in the kitchen and cut from sharp knives. Restaurateurs try their best to prevent such risks. But if the risks do knock on your doorsteps, it can cost your business hundreds and thousands of dollars. To safeguard your business from such risks, you can opt for a restaurant business insurance. <br><br>Click here to learn more: https://quotezebra.com/restaurant-insurance/

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Restaurant Insurance

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  1. Restaurant Insurance

  2. What is restaurant insurance?  • Restaurant insurance is the insurance you need to safeguard your restaurant’s success against the dangers of the business.   • Your restaurant is susceptible to various risks that weigh down its performance. • For any accidents in a business premise, your company can face liability claims.    

  3. What risks do restaurants face? • Delivery accidents • Customer injury • Food poisoning • Product liability • Liquor liability

  4. What types of insurance are necessary for your restaurant? • Business Owner’s Policy (BOP)  • Worker’s Compensation Insurance  • Commercial Auto Insurance  • Commercial Property Insurance  • Commercial General Liability (CGL) Insurance  • Commercial Umbrella Insurance  • Product Liability Insurance  • Liquor Liability Insurance  • Employment Practices Liability Insurance 

  5. How to buy the best restaurant liability insurance coverage?   • Consider your business risk.    • Do some homework on insurance providers.  • Consult with an insurance agent. • Do not hesitate to provide information.    • Do not make a decision based on premium rates.   

  6. What factors determine restaurant insurance cost?   • Average annual income   • Number of employees   • Types of security system   • Food and beverages service   • Value of building  

  7. Key Takeaway Restaurant businesses are vulnerable to a variety of business risk. Fire, explosions, slip and falls are some of the common claims in restaurant business. Therefore, make sure to invest in adequate amount of insurance to run your business smoothly.   

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