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Nidhi Companies Full Form, Chit Fund and Nidhi Software, Nidhi Development

NidhiPro is the online web & Mobile Based Deposit, Term Deposit like Pigmy, RD, FD, MIS and Loan management Software. NidhiPro software is Simple, Clean, Intuitive, Reliable, Efficient, Pleasant and user-friendly interface is not overly complex, but instead is straightforward, providing quick access to common features or commands.

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Nidhi Companies Full Form, Chit Fund and Nidhi Software, Nidhi Development

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  1. NIDHI COMPANY IMPORTANT POINTS TO REMEMBER BY WEBSOFETX SOFWTARES WWW.WEBSOFTEX.COM

  2. CONCEPT Nidhi Companies in India were created for cultivating the habit of small savings targeted at the lower and middle class.

  3. CONCEPT Its investment structure consists of realigning funds within a growing group of members who benefit from returns at fixed durations. 

  4. CONCEPT • The contributions of funds generated in Nidhi investments are realized from its members (shareholders).  • Nidhi companies are minute when compared to the banking sector and promotes the cultivation of savings amongst a group of people. WWW.WEBSOFTEX.COM

  5. FEATURES • Promotes small savings among middle and lower middle class • Accepts term deposits for timely returns • Easy source of loan to members against collateral WWW.WEBSOFTEX.COM

  6. FEATURES • Effective means of savings and loans with minimum documentation. • Secured means of investment due to rigid membership structure

  7. OBJECTIVE • The primary object of Nidhi companies is investment deposits and loans applicable to members only. • Loans are provided to members against collateral in form of jeweler and mortgage of property.

  8. IMPORTANT POINTS • A Nidhi Company must have a minimum of 200 shareholders • A Nidhi company must have unencumbered term deposits of not less than 10% of the outstanding deposits • A Nidhi must have net owned funds of ten lakh rupees or more WWW.WEBSOFTEX.COM

  9. IMPORTANT POINTS • Minimum 7 Shareholders and 3 Directors are required to incorporate the Nidhi Company • Nidhi can issue only rights shares and unsubscribed portion of rights issue can be apportioned by the Board of Directors as per the existing law WWW.WEBSOFTEX.COM

  10. IMPORTANT POINTS • A Nidhi Company must ensure that the number of membership should feature a minimum of 200 shareholders. • Nidhi Investments for minors can only be done where the legal guardian is a member of the Nidhi • Nidhi members should not exercise over and above 10% of the total voting rights of all shareholders WWW.WEBSOFTEX.COM

  11. IMPORTANT POINTS • Every Nidhi Company shall issue the equity shares of a minimum value of Rs10 • The Nidhi Company should not be allowed to issue any new preference shares at any time. WWW.WEBSOFTEX.COM

  12. A SOFTWARE ALL YOU NEED

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