Fair debt collection practices - PowerPoint PPT Presentation

Credit

Credit. What is Credit?. Credit is the opportunity to get something now and pay for it later. How you use credit is tracked by a Credit Reporting Agency (CRA).The file they compile on you, your credit report, will determine whether you get credit and the interest rate you will be

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599 views • 20 slides

Financial Hardships

Financial Hardships. Unit 1 Lesson 8. 04/09. why consumers don ’ t pay. loss of income (48%) Unemployment (24%) Illness (16%) Other (divorce, death) (8%) overextension (25%) Poor money management Specifically a lack of emergency savings Emergencies Materialism

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249 views • 12 slides

In trouble

In trouble. 04/09. why consumers don’t pay. Loss of income (60%) • Unemployment/underemployment (36%) • Illness (16%) • Other (divorce, death) (8%) Overextension (36%) • Poor money management (overspending, mismanaged budget, increased cost of living) • Emergencies • Materialism

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299 views • 10 slides

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