Apothegm Software's PoP Navigator
PoP offers a wide range of functionality beginning with a financial assessment of each employee and health coverage offered by an employer. PoP forecasts health plan affordability, sufficiency, employee migration, and potential penalty risks using a robust actuarial evaluation tool. It also includes analysis of exchange subsidy and expanded Medicaid qualification for employees, considerations for grandfathered plans, and calculation of any expected excise, or ‘Cadillac’, tax.PoP’s actuarial engine includes features such as rate and contribution forecasting, alternate benefit design modeling, and estimated actuarial plan value. Users can easily target any ‘Metal level’ plan value and view its impacts to premium, employer cost, penalties, and incremental corporate income taxes. Packaged with a library of reports, PoP provides detailed analysis and executive summary information for each year from the present plan year through 2018 needed to navigate ACA and make critical business decisions. Reports include legislative background as well as a tutorial of the decisions and processes PoP uses to arrive at its results.Further information regarding PoP Navigator, its features, sample reports, and purchasing a subscription may be obtained by visiting Apothegm’s website or at www.shouldipayorplay.com.
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