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Screening for Moral Hazard and Adverse Selection: Evidence from the Home Equity Market

Screening for Moral Hazard and Adverse Selection: Evidence from the Home Equity Market. Sumit Agarwal, Federal Reserve Bank of Chicago Brent W. Ambrose, Penn State University Souphala Chomsisengphet, OCC Chunlin Liu, Univ. of Nevada-Reno. Theoretical Motivation.

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Screening for Moral Hazard and Adverse Selection: Evidence from the Home Equity Market