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Understanding the Medicare Donut Hole

Medicare is a federal health insurance program administered by the Centers for Medicare & Medicaid Services (CMS), a division of the U.S. Department of Health & Human Services (HHS). This program pays for a range of health care expenses for those who are 65 years or older, along with younger people with certain conditions. But most of these health plans with Medicare prescription drug coverage have a coverage gap known as the Medicare Donut Hole.

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