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Meade 46-1 Health Insurance Plan

Meade 46-1 Health Insurance Plan. Wellmark BCBS Brett Burditt, Business Manager. Farmers Union Insurance. Scott Sabers is the local district contact for any health insurance related questions. PO Box 610 2327 S. Junction Avenue Sturgis, SD 57785 Office Phone: 605-347-4507

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Meade 46-1 Health Insurance Plan

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  1. Meade 46-1 Health Insurance Plan Wellmark BCBS Brett Burditt, Business Manager

  2. Farmers Union Insurance Scott Sabers is the local district contact for any health insurance related questions. PO Box 610 2327 S. Junction Avenue Sturgis, SD 57785 Office Phone: 605-347-4507 Cell Phone: 605-490-0765

  3. Current Plan Summary of Benefits • Option 1: $2,000/$4,000 single, $4,000/$8,000 family (The district pays 100% of a single premium--$429/month) • Option 2: $1,500/$3,000 single, $3,000/$6,000 family (The employee pays the difference) • Plan features: • $25 office co-pay • Prescription plan drug co-pays of $10/$25/$40 (Tier 1/2/3) $50 single/$100 family deductible on Tier 2 and 3 drugs • $150 ER co-pay if patient is not admitted • Annual preventative maintenance checkup

  4. Plan Performance • Provider uses a parameter of claims paid to premiums collected( experience rating) to gauge the performance of the pool. Insurance companies also use an index or medical rate of inflation in determining renewal rates for their clients. This number has historically been between 7-12%. • Meade experience ratings 2009: 80% (changed providers, reduced premium by 10%) 2010: 73% (negotiated a 3.5 % renewal rate) 2011 : 100% (anticipating renewal at 15-20%)

  5. Goals for next year • The district insurance committee members: Scott Peterson, Julie Witcraft, Deb Luger, Karen Speed, Bob Burns, Curt Nupen, Brett Burditt and Don Kirkegaard, will be tasked with the challenge of renewing our health plan for FY 13. • Renewal rate of < 15%, maintain current deductibles and integrity of benefits • Potential changes to plan • Increase amount of office co-pay (Currently $25 per visit) • Eliminate office co-pay • Limit the number of trips with co-pay (Currently unlimited, limit to 5 per member) • Increase prescription co-pays • Increase deductible on Tier 2 and Tier 3 • Increase in specialty co-pays (dermatologist ,psychiatrist)

  6. Thank you!

  7. Overview of Gov. Daugaard’s Proposal Superintendent Don Kirkegaard Meade School District January 13, 2012

  8. Investing in Teachers • Gov. Dennis Daugaard’s Investing in Teachers package demonstrates a commitment to education through a significant investment in • 1) attracting and rewarding effective teachers • 2) providing training and support to teachers

  9. $3,500 rewards for math and science teachers

  10. $5,000 rewards for top 20 percent of a district’s teachers

  11. Annual evaluation for teachers

  12. • Every other year evaluation for principals

  13. Tenure phased out; those who have it, keep it.

  14. Training and Professional Development • Implementation of the Common Core • Training for teachers, science teachers, counselors and administrators (The Common Core is a statewide system of standards and evaluations for teachers and principals and other critical components.)

  15. Proposed State Funding for 2012-2013 • 2.3% increase in state aid to formula, from $4,389.95 to $4,490.92 or $100.97 per student • Add one-time money outside formula of $30.73 per student • But,eliminate last year’s one-time money of $97.01 per student • Net increase of $40.69 • $8.4 million contribution to staff training

  16. K-12 Enrollment • Official Fall Enrollment September 30, 2011 = 2473 (includes out of district placements) • Today’s Count January 13, 2012 = 2457 - 16 students • The budget will be based on the count taken March 14, 2012

  17. Capital Outlay Budget • Revenue $4,018,370 • Expenses • Debt Reduction $2,440,000 • General Fund Obligation 330,000 • Technology 300,000 • Math/Science Curriculum 300,000 $3,370,000

  18. General Fund Budget • Revenue $14,481,302 • Interest from QSCB Bonds 350,003 • Reserves 287,700 • Capital Outlay Transfer (330,000) 2011-2012 Revenue Shortfall $968,603 • Federal Revenue 1,106,116

  19. 2012-2013 BUDGET • 2012-2013 4,490.92 X 2,473 = $ 11,106,045 • 2011-2012 4,389.95 X 2,473 = $10,856,346 • Difference = $249,699

  20. State Aid One-Time Money • 2012-2013 30.73 X 2,473 = $75,995 • 2011-2012 97.01 X 2,473 = $239,905 • Difference = $163,910

  21. 2012-2013 Budget $249,699 -$163,910 $85,789 Total increase from last year

  22. 2012-2013 Budget • A 2.5% increase in salary PLUS • A 10% increase in the district’s share of insurance $592,466

  23. Other Items • All-Day Every Day Kindergarten • New Athletic Conference • Public Meeting on Land Assets • Public Meeting on Stagebarn Facility and Expansion

  24. Areas to Trim Expenses • Copy Expenses • Travel • Others?

  25. Important Reminders • Teachers who plan to advance in salary structure (deadline to inform is March 1) • Teachers who plan to take early retirement (deadline to inform is March 1) • Teachers who need to renew teaching certificate • Proposed Anti-Bullying Policies available for review and comment on district website

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