101 Money Saving Tips for College Students

1. 101 Money Saving Tips for College Students $$$ Cushions aren’t the only place to find it $$$

2. #1 • Switch your bank accounts to a bank that respects you $30.00 per year Total: $30.00

3. #2 • Turn off the Television $100.00 per year Total: $130.00

4. #3 • Turn a critical eye to your “collections.” $50.00 per year Total: $180.00

5. #4 • Sign up for every free customer rewards program you can $20.00 per year Total: $200.00

6. #5 • Make your own gifts instead of buying stuff from the store. $50.00 per year Total: $250.00

7. #6 • Master the thirty day rule $100.00 per year Total: $350.00

8. #7 • Write a list before you go shopping – and stick to it. $200.00 per year Total: $550.00

9. #8 • Invite friends over instead of going out $200.00 per year Total: $750.00

10. #9 • Instead of throwing out some damaged clothing, repair it instead. $200.00 per year Total: $950.00

11. #10 • Don’t spend big money entertaining your children $200.00 per year Total: $1,150.00

12. #11 • Call your credit card company and ask for a rate reduction. $150.00 per year Total: $1,300.00

13. #12 • Clean out your closet. $50.00 per year Total: $1,350.00

14. #13 • Buy video games that have a lot of replay value – and don’t acquire new ones until you’ve mastered what you have $100.00 per year Total: $1,450.00

15. #14 • Drink more water. $100.00 per year Total: $1,550.00

16. #15 • Cut back on the convenience foods – fast foods, microwave meals, and so on. $300.00 per year Total: $1,850.00

17. #16 • Give up expensive habits, like cigarettes, alcohol, and drugs. $300.00 per year Total: $2,150.00

18. #17 • Make a quadruple batch of a casserole. $100.00 per year Total: $2,250.00

19. #18 • Be diligent about turning off lights before you leave. $50.00 per year Total: $2,300.00

20. #19 • Swap books, music, and DVDs cheaply on the internet via services like ‘PaperBackSwap’ $100.00 per year Total: $2,400.00

21. #20 • Maximize yard sale shopping $200.00 per year Total: $2,600.00

22. #21 • Install CFL (or, even better, LED) bulbs wherever it makes sense. $50.00 per year Total: $2,650.00

23. #22 • Install a programmable thermostat. $50.00 per year Total: $2,700.00

24. #23 • Clean your car’s air filter $100.00 per year Total: $2,800.00

25. #24 • Buy appliances based on reliability, not what’s cheapest at the store. $100.00 per year Total: $2,900.00

26. #25 • Hide your credit cards. $500.00 per year Total: $3,400.00

27. #26 • Plan your meals around your grocery store’s flyer. $100.00 per year Total: $3,500.00

28. #27 • Do a price comparison – and find a cheaper grocery store. $100.00 per year Total: $3,600.00

29. #28 • Challenge yourself to try making your own things. *bread* $50.00 per year Total: $3,650.00

30. #29 • Don’t spend money just to de-stress. $100.00 per year Total: $3,750.00

31. #30 • Talk to your loved ones about what your dreams are. $50.00 per year Total: $3,800.00

32. #31 • Do a “maintenance run” on your appliances. $25.00 per year Total: $3,825.00

33. #32 • Cancel unused club memberships *gym* $200.00 per year Total: $4,025.00

34. #33 • Take advantage of online group deals. *groupon, citydeals* $200.00 per year Total: $4,225.00

35. #34 • Keep your hands clean. Keeps you healthy and avoid medical costs $200.00 per year Total: $4,425.00

36. #35 • Remove your credit card numbers from your online accounts. $200.00 per year Total: $4,625.00

37. #36 • Give a gift of a service instead of an item. *Dog walking coupons* $200.00 per year Total: $4,825.00

38. #37 • Do holiday shopping right after the holidays. $200.00 per year Total: $5,025.00

39. #38 • Join up with a volunteer program. $100.00 per year Total: $5,125.00

40. #39 • Try generic brands of items you buy regularly. $100.00 per year Total: $5,225.00

41. #40 • Prepare some meals at home. $200.00 per year Total: $5,425.00

42. #41 • Utilize easy home business opportunities such as KSL.com, Etsy, or ebay. $200.00 per year Total: $5,625.00

43. #42 • Evaluate your current insurance policies. *auto, life $100.00 per year Total: $5,725.00

44. #43 • Go for reliability and fuel efficiency when buying a car. $800.00 per year Total: $6,525.00

45. #44 • Don’t go to stores or shopping centers for entertainment. $200.00 per year Total: $6,725.00

46. #45 • Master the ten second rule. $75.00 per year Total: $6,800.00

47. #46 • Use only a pea size of toothpaste when you brush $25.00 per year Total: $6,825.00

48. #47 • Create a visual reminder of your debt. $100.00 per year Total: $6,925.00

49. #48 • Eat breakfast. $100.00 per year Total: $7,100.00

50. #49 • Swap babysitting with neighbors. $350.00 per year Total: $7,450.00