A Comprehensive Guide to Maximizing Rewards with Southwest Business Credit Cards

1. In today’s competitive market, businesses are continually seeking ways to optimize their expenses and maximize returns. One effective strategy is leveraging business credit cards to earn rewards on everyday spending. Southwest Business Credit Cards, offered by Chase, provide a compelling option for companies looking to benefit from their expenditures. This guide will explore how you can maximize rewards with Southwest Business Credit Cards, covering the types of cards available, their features, and strategies for optimizing your rewards. Overview of Southwest Business Credit Cards Southwest Airlines, in partnership with Chase, offers two primary business credit cards: the Southwest Rapid Rewards® Performance Business Credit Card and the Southwest Rapid Rewards® Premier Business Credit Card. Both cards cater to different business needs and offer a variety of rewards and benefits that can significantly enhance your travel experience and overall business operations. Southwest Rapid Rewards® Performance Business Credit Card The Southwest Rapid Rewards® Performance Business Credit Card is designed for businesses that frequently travel and wish to capitalize on extensive travel benefits. Key features include: Sign-Up Bonus: Earn up to 80,000 points. Earn 80,000 points after you  spend $5,000 on purchases in the first 3 months from account opening.

2. Earning Points: 3x points on Southwest purchases, 2x points on social  media and search engine advertising, internet, cable, and phone services, and 1x point on all other purchases. Travel Benefits: Four upgraded boardings per year, in-flight WiFi  credits, Global Entry or TSA PreCheck fee credit, and no foreign transaction fees. Annual Fee: $199  Southwest Rapid Rewards® Premier Business Credit Card The Southwest Rapid Rewards® Premier Business Credit Card is suitable for businesses seeking to earn rewards without the extensive travel benefits. Key features include: Sign-Up Bonus: Earn up to 60,000 points. Earn 60,000 points after you  spend $3,000 on purchases in the first 3 months from account opening. Earning Points: 2x points on Southwest purchases and 1x point on all  other purchases. Travel Benefits: 6,000 bonus points after your Cardmember  anniversary, no foreign transaction fees. Annual Fee: $99  Maximizing Your Rewards To make the most of your Southwest Business Credit Card, it’s essential to understand how to maximize rewards and benefits. Here are some strategies to help you get the best value from your card.

3. 1. Leverage Sign-Up Bonuses Sign-up bonuses offer substantial rewards points upfront, making them a key component of maximizing your card’s value. Ensure you meet the minimum spending requirements within the specified timeframe to earn the bonus points. For the Performance Card, this means spending $5,000 in the first three months, while for the Premier Card, it’s $3,000 in the same period. 2. Optimize Points Earning Categories Both Southwest Business Credit Cards offer accelerated points earnings in specific categories. To maximize your rewards: Southwest Purchases: Use your card for all Southwest Airlines flights,  including business travel for employees, to earn the highest points per dollar. Advertising and Services: For the Performance Card, take advantage  of the 2x points on social media and search engine advertising, as well as internet, cable, and phone services. Everyday Spending: Use your card for everyday business expenses to  accumulate points on all purchases. 3. Utilize Travel Benefits The Performance Card offers several travel benefits that can save your business money and enhance your travel experience:

4. Upgraded Boarding: Use the four upgraded boardings per year to get  better seats on Southwest flights, which can be particularly beneficial for longer journeys or important business trips. In-Flight WiFi: The Performance Card provides credits for in-flight WiFi,  ensuring you and your employees stay connected while traveling. Global Entry/TSA PreCheck: Save time at the airport by using the  card’s fee credit for Global Entry or TSA PreCheck, enhancing the travel experience for frequent flyers. 4. Anniversary Points Both cards offer bonus points on your account anniversary — 9,000 points for the Performance Card and 6,000 points for the Premier Card. These points can significantly contribute to your Rapid Rewards balance, so ensure your account remains in good standing to receive them. 5. Redeeming Points Wisely Redeem your points for maximum value by booking flights through Southwest Airlines. Southwest points are generally valued at 1.4 cents per point when redeemed for flights, offering excellent value compared to other redemption options. Additionally, booking flights well in advance or during sales can help you stretch your points further. 6. Companion Pass One of the most valuable perks of the Southwest Rapid Rewards program is the Companion Pass. To earn the Companion Pass, you need to accumulate 135,000 qualifying points or fly 100 qualifying one-way flights in a calendar

5. year. Once earned, the Companion Pass allows you to designate a companion who can fly with you for free (excluding taxes and fees) every time you purchase or redeem points for a flight. Using your Southwest Business Credit Card strategically to earn points can help you achieve this benefit faster. 7. Monitor Your Spending Regularly review your spending patterns and statements to ensure you’re maximizing points in the highest-earning categories. Utilize expense tracking tools to identify areas where you can shift more spending to your Southwest Business Credit Card. 8. Employee Cards Both Southwest Business Credit Cards allow you to request additional cards for employees at no extra cost. This feature enables you to consolidate business spending and earn rewards points faster. Ensure that employees use their cards for business-related expenses and consider setting spending limits to maintain control over expenditures. 9. Stay Informed About Promotions Southwest Airlines and Chase occasionally offer promotions and special offers that can help you earn additional points or enjoy extra benefits. Stay informed about these promotions by regularly checking the Southwest and Chase websites, subscribing to newsletters, and following their social media channels. 10. Combine Personal and Business Rewards If you also have a personal Southwest Rapid Rewards Credit Card, you can combine points earned from both your personal and business cards into a

6. single Rapid Rewards account. This strategy can help you accumulate points more quickly and reach rewards milestones faster. Comparing Southwest Business Credit Cards Choosing the right Southwest Business Credit Card depends on your business’s travel frequency, spending patterns, and desired benefits. Here’s a quick comparison to help you decide: Southwest Rapid Rewards® Performance Business Credit Card Best For: Businesses that frequently travel and spend on advertising  and services. Pros: Higher sign-up bonus, more points per dollar on Southwest  purchases, advertising, and services, extensive travel benefits. Cons: Higher annual fee ($199).  Southwest Rapid Rewards® Premier Business Credit Card Best For: Businesses seeking straightforward rewards without  extensive travel benefits. Pros: Lower annual fee ($99), solid sign-up bonus, anniversary points.  Cons: Fewer travel benefits compared to the Performance Card.  Conclusion Maximizing rewards with Southwest Business Credit Cards involves strategically leveraging the benefits, points-earning categories, and redemption options offered by each card. Whether you choose the Performance or

7. Premier Business Credit Card, understanding how to optimize your spending and travel can lead to significant rewards and savings for your business. By following the strategies outlined in this guide, you can make the most of your Southwest Business Credit Card and enhance your business’s financial efficiency and travel experiences in 2024 and beyond. Contact us 5starprocessing for more information.