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Financial Literacy & Capabilities

Houston Community College. Financial Literacy & Capabilities. Over 70 , 000 students 31% Hispanic; 29% African-American; 18% White ; 10% Asian; and 13% international 6 Colleges, 22 campuses Two-thirds of HCCS students are economically and/or academically disadvantaged

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Financial Literacy & Capabilities

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  1. Houston Community College Financial Literacy & Capabilities

  2. Over 70, 000 students • 31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international • 6 Colleges, 22 campuses • Two-thirds of HCCS students are economically and/or academically disadvantaged • Number one in Texas and third in the nation for associate degree awards • 13th Associate degree producer in all disciplines combined for Hispanic-Americans

  3. Spring 2012 • Awarded grant (MDC & Bank of America) • Met with MDC, BOA, & grant recipients • Reviewed & developed financial literacy & capabilities curriculum -Money Matters BOA -Money Smart FDIC -Practical Money Skills for Life • Began planning for fall 2012

  4. Summer 2012 • Created curriculum, guides, & resources • Held EDUC 1300 professional development • Conducted financial literacy training • Planned financial literacy & capabilities fairs

  5. Curriculum Topics • Cost of Living Factors • Financial Aid & Paying for College • Credit & Predatory Lending • Budgeting & Saving (Liabilities & Assets) Texas Reality Check Playspent

  6. Fall 2012 • Financial literacy & capabilities curriculum implemented system-wide (5,274 students) • Financial literacy & capabilities fairs held at Northwest & Central Colleges (1,159) • Attended Center for Working Families Convening • Planned for the spring fairs • MDC site visit

  7. Financial Literacy & Capabilities Fairs • 4 Days • Central College & NW College at Spring Branch • Over 1,100 students attended • 31 sessions held • Raffles for Barnes & Nobles Gift Cards • Piggy Banks distributed

  8. Financial Literacy & Capabilities Fairs Partnerships • Texas Guaranteed Student Loan Group • The Women’s Resource of Greater Houston • Bank of America • Office of the City Comptroller • Skills 4 Living • Money Management International • First Community Credit Union • HCCS Financial Aid

  9. Challenges • Creating an appropriate curriculum • Training faculty • Reserving facilities • Scheduling presenters • Advertising • Implementation in other SS courses

  10. Fall 2012 Financial Literacy & Capabilities Survey

  11. Open Ended Responses Actions Taken • Started disputing Items on my credit report with the three credit bureaus. • Taking a closer look at unnecessary spending and coming up with a plan to eliminate the spending. • Joined a credit union and a mutual fund. • I begin to really stick to my previous budget plan and look into clearing any debt. • Wrote down all the transactions I made during the month and compared it to how much I was taking in. • None. I am 34 years old, with two homes and a kid on the way. I feel like this section would have been great for me when I was 20. • I think it opened up my mind about Budgeting, now I'm saving change and "Naming" my money. • Reviewed my career goals to my future life and living of my people. • I have been eager to learn more and all about money and economics.

  12. Scaling Spring 2013 Fall 2013 Financial fairs at all (5)colleges fall & spring One day fairs Evening fairs at each college • Curriculum updates • Designate faculty campus sponsors • Financial fairs at 3 colleges • One day fairs at each college • Evening mini-fairs at each college • Summer-train SS faculty

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