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CLAIMS ALERT PROGRAM

CLAIMS ALERT PROGRAM. RCCS Insurance Captive. PURPOSE & CRITERIA. Purpose of claims alert program is to; Inform captive members of potentially large claims that have occurred.

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CLAIMS ALERT PROGRAM

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  1. CLAIMS ALERT PROGRAM RCCS Insurance Captive

  2. PURPOSE & CRITERIA • Purpose of claims alert program is to; • Inform captive members of potentially large claims that have occurred. • Provide a detailed sequence of events, root cause analysis, and preventative measures to help other captive members educate employees and prevent a reoccurrence. • Criteria for a claim to become a “Claims Alert” is; • All falls over 6’ in height regardless of injury • Any claim expected to reach or exceed $17,500.00. • Any claim that provides a value to the members after being reviewed subjectively by Loss Control Committee and/or HC&A Staff.

  3. CURRENT CLAIM ALERTS2004-2005 • June 30, 2004 – Skylight Fall*** • July 1, 2004 – Lighting Strike • Oct. 29, 2004 – Fall from Roof Edge*** • Jan. 24, 2005 – Fixed Ladder Fall • Feb. 1, 2005 – Ladder Fall • Feb. 1, 2005 – Scaffold Fall • Feb. 1, 2005 – Skylight Atrium Fall*** • Apr. 25, 2005 – Flex Hose burn / fall • May 16, 2005 – Fall from Truck • May 23, 2005 – Truck Tarping, Ankle Break • Aug. 3, 2005 – Fall through Roof Opening***

  4. CURRENT CLAIM ALERTS2006 • Jan. 6-Ladder Fall • Jan. 6-Pedestrian Incident • Feb. 5-Canopy Fall • May 6-Ladder Box • May 6-Ladder Fall • May 7-Fall Through Roof Deck • May 24-Ladder Fall • Aug. 6-Ladder • Dec. 6-Roof Fall

  5. CURRENT CLAIM ALERTS2007 • Feb. 26-Scaffolding Fall • Mar. 16-Ladder Fall • May 23-Scaffolding Fall • Jul. 17-Water Intrustion • Aug. 7-H20 Claim • Aug. 13-Trash Chute Fall • Aug. 27-Ladder Fall • Sep. 7-Ladder Fall • Sep. 14-Roof Opening Fall

  6. CURRENT CLAIM ALERTS2008 • Jan. 3-Propane Fire • Apr. 10-Scaffold Fall • Jun. 5-Ladder Fall • Jun. 17-Water Damages • Jul. 12- Water Damages • Aug. 11-Ladder Fall

  7. POSITIVE FEEDBACK • To this point, HC&A has received positive feedback on this program. • Company have utilized these as safety meeting topics, and have found them useful. REMEMBER Report claims involving falls over 6’ and any serious accidents, to GALLAGHER BASSETT, GALLAGHER, and HC & A as soon as possible, and ensure first report of injury follows within 24 hours.

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