Introduction

1. Introduction

2. Who are we? In MD Medic Direct doctors and other professionals in the healthcare area join to help you manage absenteeism caused by non-work related sickness MD Medic Direct manages, controls and supports the sick employee to reduce to the minimum the absenteeism caused by sick leaves

3. How do we work? MD Medic Direct, periodically informs the company of the expected duration of the sick leave The company gives MD Medic Direct all the available information regarding the employee in sick leave (by fax or e-mail, with a copy of the family doctor leave statement or baja) MD Medic Direct, contacts the employee in sick leave, offering him/her support and helping him/her in managing sickness The medical department in MD Medic Direct immediately starts studying the case Resolution MD Medic Direct, contacts family doctors, the National Health Service or Medical Panels, as appropriate

4. Why should you hire us? • In Spain, in case of non-work related sick leave, the company takes over the employee cost until day 15. This is a relevant cost to the company. • And 90% of sick leaves belong to this first 15-days period • Your mutual health company can not act until day 16 of the sick leave, that is, when the cost is no longer relevant to the company • From day 16 onwards, MD Medic Direct works together with your mutual health company to solve the sick leave • To the high cost of a sick leave you should add the cost of replacement, training, and adaptation of the substitute employee. • MD Medic Direct work within the legal framework of the “Estatuto de los Trabajadores” which states in its article 20.4: ““El empresario podrá verificar el estado de enfermedad o accidente del trabajador que sea alegado por éste para justificar sus faltas de asistencia al trabajo, mediante reconocimiento a cargo del personal médico. La negativa del trabajador a dichos reconocimientos podrá determinar la suspensión de los derechos económicos que pudieran existir a cargo del empresario por dichas situaciones.”1 NOTE: 1 Rough translation: “By medical examination, the employer may check the state of illness or accident of the employee that the employee claims to be the reason for not attending to work. If the employee will not allow this examination, the economic rights due to him/her by the employee in such situations may be suspended.”

5. Tailored solutions • We find the solution that is right for you. You should only provide us with four basic data: 1. Number of employees 2. Average salary 3. Absenteeism rate 4. Salary according to the collective agreement in case of non-work related sick leave (60 – 100%)

6. Tailored solutions: an exemple Development in figures: A company with 100 employees, 5% absenteeism rate and average salary of 1500€/monthly and, according to the collective agreement, 60% while in sick leave • 5% absenteeism / 100 employees = 5 sick leaves • Average salary/monthly = 1,500 €/month • If 60% = 900 € / monthly, that is 47.89€/day • hours/year = 1,084 • days/year = 225.5 / 12 moths = 18.79 days/month = 900 / 18.75 = 47.89€/day • Cost to the company = 47.89 €/day x 12 days (3 first days are not paid to social security) = 574.77 € employee/ month • If we have 5 employees in sick leave x 574.77 €/employee/month = 2,873€/month x 12 months = 34,486 €/year • MD Medic Direct costs14.33 € / employee / month • 4.43€/employee/month x 100 employees = 433€/month x 12 months = 5,196 € /year • If MD Medic Direct reduces the absenteeism rate in one point, the MD Medic Direct service is for free and the company earns 1,700€/year : 6,897€/year for each sick leave – 5,196 €/year cost MD Medic Direct = 1,700€/year of profit to the company NOTE: 1 This cost is just an orientation and does not represent a fixed rate of our company.

7. Contact • Dr. Josep Brescó Torra, MD VIGILANCIA DE LA SALUT I DE CONTROL D'ABSENTISME LABORAL, S.L. Phone.: +34 93 552 83 80 Fax: +34 93 552 84 09 E-mail: sac@mdmedicdirect.com • www.mdmecdidirect.com