Decode The Black Box of Group Health Insurance Author Biographies

1. Decode The Black Box of Group Health Insurance Author Biographies J. Lara Juanillo Speaker & Author Co-Authors • Ms. Minerva De Lauren, B.S., M.S., Ph.D., is a healthcare provider. She holds a Master of Science and Doctorate degree in Acupuncture and Traditional Oriental Medicine. She also holds a Bachelor's degree in Oceanography and a Master of Science in Environmental Health. From 2002-2005, Ms. De Lauren served as a Vice-President of Sales in a health care consulting firm. She has spent more than 11 years in the Sales & Marketing field. Ms. J. Lara Juanillo ("Lara") is a health insurance expert with 28+ years of experience in all areas of insurance operations. Currently, she is the Senior Vice-President of Underwriting and Actuarial Services for a large insurance brokerage firm based in California. Prior to her transition to the benefit consulting field, Ms. Juanillo was a Director of Underwriting for United Healthcare. For more than 15 years, she developed and priced small and large group employer health insurance coverage offered by major insurance firms that include CIGNA, CareAmerica (acquired by Blue Shield), Blue Cross of California (Anthem), and United Healthcare. As pricing consultant, she served as the lead health insurance negotiator for Fortune 100 companies ranging in size from 25,000 to 110,000 employees. In her career spanning almost three decades, Ms. Juanillo has saved her clients millions in health insurance premiums through rate negotiations. The art of successfully negotiating insurance premiums is a skill Ms. Juanillo has taught to human resource managers, brokers/consultants, and labor unions. Decode the Black Box offers information she has learned in decades of working in the health insurance industry; information that includes 'tricks of the trade' that few will share with others. Ms. Marla Miller, R.N., M.S.N.,is a writer whose background in health care, specifically primary prevention & wellness, informs her work. At age 54, she became a certified yoga instructor. For 16 years, she wrote columns for the OC Register’s lifestyle magazine before becoming founding editor- in-chief of an O.C. coastal lifestyle magazine . Ms. Miller wrote the only authorized biography of the iconic World Cup/Gold Medal winning U.S Women’s National Soccer Team published by Simon & Schuster. Her sports oriented columns appeared in Oxygen.com and International Soccer Magazine. Her web presence includes www.MarlaMiller.com, a resource center for writers that emphasizes marketing strategies in publishing/epublishing. She also writes columns for The Writer Magazine. Ms. Miller writes a fitness/wellness column at www.fitPOP.com called Ageless Fitness. Her newly launched vlog, Me Quiet? You’re Kidding, Right? found at http://www.womenover45speak.com/ invites Gen-X & Boomer women to promote their work/passions. Mom of three young adult daughters, she lives in Montecito, California. Media Contact: Minerva De Lauren Dtblackbox.com Email: info@dtblackbox.com P.O. 768 Bonita, CA 91908 Tel: 619-770-7944