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Money-Saving Tips for Everyday Living

Learn how to save money on a budget with practical tips on food, clothing, transportation, personal habits, housing, and managing money. Discover simple changes you can make in your daily routine to save more and invest wisely.

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Money-Saving Tips for Everyday Living

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  1. Saving and Investing on a Shoestring: Finding Money to Save Debra Pankow and Marina Serdiouk

  2. Finding money to save Tip Monthly Saving • Save 50 cents a day in loose change $15 • Cut soda/pop consumption by 1 liter a week $6 • At work, substitute one coffee for one cappuccino $40 • Bring lunch to work (saving estimated at $3/day) $60 • Eat out two fewer times a month $30 • Borrow, rather than buying, one book a month $15 • Comparison shop for gas (save est. 25 cents/gallon) $4 • Maintain checking account minimum to avoid fees $7 • Bounce one less check a month $20 • Pay credit card bill on time to avoid late fee $25 • Pay off $1,000 of credit card debt, reducing interest $15

  3. You can find money • Food • Clothing • Transportation • Personal habits • Housing • Managing money

  4. Food • Planning • Shopping • Spending • Eating out • Safety

  5. Clothing • Buying/swapping • Caring

  6. Transportation • Maintenance/care • Purchase • Driving habits • Alternate transportation options • Vacations/travel

  7. Personal habits • Bartering skills and talents • Uses of services • Time management

  8. Housing • Household equipment and tools • Home repairs and maintenance • Use of utilities • Energy conservation • Home purchase

  9. Managing money • Control impulse buying • Shop around and compare price and service • Banking • Wise use of credit • Find and save money

  10. You can do it!

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