1 / 1

NPA Recovery & Revival Steps

npa management

visswas
Télécharger la présentation

NPA Recovery & Revival Steps

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. NPA Recovery & Revival Steps which can be adopted by the Banks The Bank has to assess the exact reason for NPA. The Bank should assess and grant the additional working capital requirement so that the borrower can restart its stuck business. By compromise, negotiated deal, by reducing interest or by waiving penalty so for levied in the account of the borrower By converting a portion of Advance of the funded term loan to enable the unit to generate income The bank can allow operations in the account when the unit is in bad shape, but retain a small portion to enable it to service the interest, and thus unit will not be classified as NPA. Preventive and curative measures to be taken by Banks for containment of NPA Proper credit appraisal Identifying the weaknesses Of assets through early warning signals Up-gradation of assets through various methods Recovery of NPAs through compromise settlements, announcement of OTS

More Related