Do You Need an Insurance Package for Your Small Business?

1. Do You Need an Insurance Package for Your Small Business?

2. If you own a small business, then you’re going to need some form of insurance for it; some business insurance policies are required by law, while others will undoubtedly help you stay afloat or succeed in the face of an accident or legal claim. However, knowing which package is right for your particular business, may not have such a simple answer, unless, that is, you opt for a small business insurance package: What is an insurance package? Convenient and often cost effective, insurance packages work by bundling multiple coverages into one, single policy, meaning that essentially, your business is adequately covered without the need for multiple policies, as is so often the case.

3. If you’re the owner of a small business and are looking for an insurance package that will cover you for every eventuality, here are some things to take into consideration (for more detailed advice and guidance, talk to an insurance specialist): • A package policy covers your business if there’s a legitimate interruption to your business, if property damage occurs, or a lawsuit has ensued following bodily injury or property damage to others. • Insurance for small businesses can, under applicable circumstances, pay legal expenses if liability claims are brought against your business, irrespective of which party is believed to be at fault.

4. If you or an employee commits certain offenses during the course of your business, such as slander, libel or copyright infringement in your advertisements, this policy can provide you with coverage for personal and advertising injury. • Small business insurance can provide replacement cost coverage for buildings and most business owners personal property. • If you require additional coverage, such as commercial auto, crime, flood or equipment breakdown insurance, this can be added to the policy as and when needed.

5. What is the most popular small business insurance package? Combining general liability, property and business income coverage, a BOP, otherwise known as a Business Owners Policy, may provide the right coverage for you if you own a small or mid-sized business. Conforming with state and federal laws is no laughing matter, and if your business is found to be in violation of any legal insurance requirements, it could be game over for you and the business you’ve worked so hard to build up. With this in mind, you’d be advised to schedule a consultation with a professional insurance provider today, who can make sure that you and your beloved business, get the protection you both need.

6. We Insure Miami was founded on the principle that every individual and business, big and small, has assets and valuables that need to be protected and insured against forces outside of our control. We offer Homeowners, Auto and business insurance in miami FL. Our agents understand that you work hard every day to protect your car, home, business and family. WE are passionate about Insurance and passionate about serving you. If you are looking for homeowners or car or liability insurance in miami, contact us for a quote or a complimentary review of your insurance policies.