Building Capacities to Empower Farmers in Risk Management at Farm Level: Lessons from Experience

1. Knowledge Management / Capacity Development Building capacities to empowerfarmers to managerisksat farm level: lessons from experience K-Sharing & Learning Workshop Wednesday, 12 December 2018 Lusaka, Zambia

2. R4 Rural Resilience Initiative Name of presenter: Stanley Ndhlovu Institution: United Nations World Food Programme Position held: Programme Officer – Resilience Contact:stanley.ndhlovu@wfp.org

3. R4 Rural Resilience Model Aim of Rural Resilience Initiative Enable vulnerable rural households and communities to increase their resilience by addressing the causes of food and income insecurity in the context of increasing climate risks Climate Shock Climate Shock HH Food Availabilty and Access Livelihoods and food needs met Risk reduction, insurance and savings provide a resilient set of risk management tools to protect the food security that the household is building

4. Main Target Target Group the “vulnerable but viable “ Support Emerging Commercial Agricultural enterprises Enhancing productivity, market linkages, financial services Graduation Food Secure Households Temporary support & productivity support (agriculture, financial services) Transitory Households Self Reliance Productive Safety Net: CFA/FFA, IFW/Credit, IGA & Productivity Support R4 Target Vulnerable & Non Labour Constrained Social safety net, IGA Chronically Vulnerable Labour Constrained

5. Direct and indirect benefits for farmers • Agro-ecological practices introduced to vulnerable households participating in the project and Index crop micro insurance products made availableto vulnerable households • Awareness raised amongst vulnerable households about index crop micro-insurance and those participating in the project are covered by the index crop insurance • Savings capacity of participant households increased • Participating households have access to credit for productive investments • Access to Climatic services and Market Access

6. Steps of the capacity development process • The long-term capacity of public sector, community organizations, micro-finance institutions and insurance companies is critical for the growth and sustainability of R4. • At the country level, by mainstreaming its activities into existing government initiatives around resilience , R4 builds Government’s capacity to develop and implement integrated risk mgt programs. • It also convenes capacity-building workshops with community partners and financial service providers.

7. Steps of the …………… • At the Camp level (Village level), farmers engage in financial literacy games and participatory index insurance design activities to increase their financial literacy and numeracy, a key ability to purchase insurance and understand how it works. • R4 develops tools to guide program development, train partners and manage data as it scales up across countries. • Using the extension lead and follower farm model of

8. Implementation approach

9. Partners Involved and their Roles

10. Impacts/Results • Household Dietary Diversity Score (HDDS):, the results show that majority of the households fall in the medium dietary diversity score with on average households consuming 5.5 food groups across the project camps. Which is an improvement from the inceptions of the project . • Food Security Status: shows that majority of the households in all the camps fall within the acceptable food consumption level, this implies that households are considered food secure as they can manage a good diet. A trend analysis in FCS, shows a general decline in the number of households who are food secure which has been largely. • Access to financial services: Results show that across all the camps there has been increase in households accessing savings which provides a good indication towards smallholder farmers increasing their productivity. • Crop Diversification: On average households grew about 4 crops across all the camps. which shows some level of crop diversification in the agricultural productivity.

11. Strengths and weaknesses of the approach Strengths Weaknesses Underdeveloped micro-insurance market in the country Poor Data on credit reference and climatic observation for weather development • Development and enhancement of Rural financial market. • Development of Market Aggregation centre linked to financial services • Linkage to market actors round all four Risk Management tools