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OVER-INDEBTED HOUSEHOLDS

OVER-INDEBTED HOUSEHOLDS. THE GREEK CASE AND WHAT CITIZENS CAN DO VICTOR TSIAFOUTIS, LEGAL ADVISOR OF CONSUMERS ASSOCIATION EKPIZO. Table Ι: Overall loans (in million euro) 2007-2012. Table ΙΙΙ: Loans overdue (in million euro), 2007-2012. CAMPAIGN AGAINST AUCTIONS.

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OVER-INDEBTED HOUSEHOLDS

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  1. OVER-INDEBTED HOUSEHOLDS THE GREEK CASE AND WHAT CITIZENS CAN DO VICTOR TSIAFOUTIS, LEGAL ADVISOR OF CONSUMERS ASSOCIATION EKPIZO

  2. Table Ι: Overall loans (in million euro) 2007-2012

  3. Table ΙΙΙ: Loans overdue (in million euro), 2007-2012

  4. CAMPAIGN AGAINST AUCTIONS • Signatures: (15/01/2014):140.470(Avaaz – 125.470,Sms– 1.763, manuscript– 13.237) • 58.000 brochures printed – 56.500 distributed in 18 cities • The campaign was supported by 48 greek and european consumers associations, 10 professional bodies, 9 municipalities, 5 social bodies and 3 scientific associations.

  5. WHAT NEEDS TO BE DONE • Adjustment of secured loans to the value of the property. • Limitation of the repayment of consumer loans of the previous decade to a period of four years and discharge from the remaining amount. • Interest rates decrease. • The formation of a network, which will support over indebted consumers in the tackling of their debt problems, providing also family budget counseling. • Το establish a three year suspension of auctions in order for measures to work.

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