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PERFORMANCE HIGHLIGHTS

PERFORMANCE HIGHLIGHTS. JUNE 2011. Major Highlights- Q1 FY12. TOTAL BUSINESS. (25%). (23.4%). (25.6%). Over ` 1 lakh Crore Business Added Y.o.Y Growth at 25%. TOTAL DEPOSITS. Y.o.Y Growth at 25.7% Domestic Growth at 25% against SCBs’ 17.7%. NET ADVANCES. Y.o.Y Growth at 23.7%

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PERFORMANCE HIGHLIGHTS

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  1. PERFORMANCE HIGHLIGHTS JUNE 2011

  2. Major Highlights- Q1 FY12

  3. TOTAL BUSINESS (25%) (23.4%) (25.6%) Over ` 1 lakh Crore Business Added Y.o.Y Growth at 25%

  4. TOTAL DEPOSITS Y.o.Y Growth at 25.7% Domestic Growth at 25% against SCBs’ 17.7%

  5. NET ADVANCES Y.o.Y Growth at 23.7% Domestic Growth 27.6% against SCBs’ 19.6%

  6. PROFIT Amt. in ` Crore Lower Net Profit on account of decline in trading income, additional provision on NPA and restructured assets as per the RBI Norms

  7. PROVISIONS Amt. in ` Crore

  8. INCOME Amt. in ` Crore Good Income Growth

  9. MAJOR COMPONENTS OF INCOME Interest Income continues to drive growth in income .. over 70% of earnings from int on advances June 2011 June 2010

  10. BREAK-UP OF OTHER INCOME (` in Crore)

  11. EXPENDITURE Amt. in ` Crore Int. Expenses Higher due to Rise in Int. on Term Deposits

  12. EARNINGS PROFILE Amt. in ` Crore NIM Impacted by Continued Uptrend in Int. Rate Scenario Cost of Deposits Rose Higher than Yield on Advances

  13. TREND IN COST AND YIELD (%) Cost of Deposits increased by 136 bps higher than Yield on Advances, which rose by 115 bps

  14. EARNINGS PROFILE EPS for June Quarters (Not Annualized)

  15. SHARE HOLDING PATTERN As on June 30, 2011

  16. BUSINESS PROFILE Amt. in ` Crore Robust Business Growth of over ` 1 lakh Crore Overseas Business Constituted 4.41%

  17. COMPOSITION OF DEPOSITS Amt. in ` Crore Moderate Growth in CASA

  18. CREDIT FOCUS Amt. in ` Crore Well Diversified Credit Portfolio

  19. PIONEERS IN EDUCATION LOAN Number ONE amongst Nationalized Banks In Outstanding Education Loans

  20. ‘CANARA NAYEE DISHA’ … DRIVING 100% FINANCIAL INCLUSION

  21. PRODUCTIVITY RATIOS Jump in Business Per Employee and Business Per Branch

  22. INVESTMENT PORTFOLIO Amt. in ` Crore Figures in the brackets are percentage shares in total

  23. DURATION OF INVESTMENT PORTFOLIO Duration of AFS book and Total Investment book Modified Duration of AFS book and Total Investment book

  24. ASSET QUALITY

  25. Movement of NPA Amt. in ` Crore Implemented System Driven NPA Classification for A/Cs above ` 2 lakh

  26. Sectoral NPA Amt. in ` Crore

  27. Amount Restructured During Q1 FY12 Amt. in ` Crore Total Slippages during Q1 - `28.07 Crore

  28. Total Restructured Accounts/Amts- June’11 Amt. in ` Crore Cumulative Slippages - `683.39 Crore

  29. NPA Classification Amt. in ` Crore

  30. COMFORTABLE CAPITAL POSITION Adequate Headroom for further Capital Augmentation

  31. CAPITAL ADEQUACY – Basel II 9.0% Minimum Total CRAR 6.0% Minimum Tier I CRAR Total CRAR % 13.25%* 14.10%* 13.43%* 15.38%* 13.37%* As per Basel II

  32. EXPANDING THE REACH

  33. EXPANDED CLIENTELE BASE (In Lakhs) 3.93 crore strong clientele base Over 4.4 lakhs SB clientele added in Q1 FY12.

  34. INFOTECH PROGRESS 100% Business under Core Banking Branches

  35. LAUNCH OF MOBILE BANKING Smt. ShyamalaGopinath, then Deputy Governor, RBI Launching Mobile Banking product of Canara Bank on 6th June 2011

  36. GOALS FOR FY12

  37. THANK YOU

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