Virtual debit card

1. SHOULD YOU INVEST IN CRYPTOCURRENCY? morpay.org

2. The way technology is invading human mind daily, almost everything can soon turn out to be virtual. Sounds odd??? Let us explain. Have you ever thought earlier that there will be something like artificial intelligence or virtual game or virtual reality? But, these are very frequently heard nowadays. Earlier, a people had to go physically to someone or some stores or organisations to obtain things and services of their needs but, today just with few clicks and under comfort of your home, you can enjoy the same services. Things are getting easily available and thus, companies have tough tier among themselves regarding the level of convenience and reliability that they can offer their customers via technology. The more adept a company will be with the use of technology, the better the chance will be to foster its growth and recognition.

3. Like we mentioned earlier that Virtual Debit Card is almost a form of prepaid card or prepaid debit card. It too has a card number and authenticating tools that allow you to make transactions over internet. As it is virtual, you cannot use this at any physical locations or it cannot be swiped in any ATM machines. So, what is VIRTUAL DEBIT CARD?

4. People nowadays often remain hooked to online shopping websites. Even, due to increasing digitization, people now opt for paying money via their cards instead of paying in cash. So, in these cases, when you swipe your card in ATM machines or in shopping centres or when you are doing online shopping, you are also disclosing your card’s information and this is leading to more thefts, frauds and cyber-crime. To overcome all these issues, the concept of virtual debit card came into being. How this concept originated?

5. Virtual debit card eliminates the security issues associated with the physical prepaid cards. As you can only use them during your online transactions, this card is also called as e-card. It is a limit debit card and fantastically performs in case of any online transaction for you don’t have to disclose any form of account details or you don’t have to provide information of your primary card to the merchant also. Any kind of website that accepts Master and Visa cards, accept these form of virtual debit cards. We hope that you have well understood about the primary information of a virtual debit card and will now be interested in knowing about its features. On the basis of your concern only, we will be individually highlighting about all the flexibilities that virtual debit cards offer to the people. How virtual debit card is helping people?

6. Full Security Being virtual, you don’t have to be worried about exposing your debit card to any merchant and thus, your primary account remains secure. You can have a maximum validity of 48 hours with this card or it is valid until your transaction is getting completed. Just like the regular debit and credit card, the transaction is completed with OTP in case of virtual debit card. Key Features

7. Key Features Enhanced Flexibility • If you have got your internet banking accessibility enabled, then, you can pay from any of your bank account with this card. • The limit of the virtual debit card is completely based on the choice of the cardholder. • Merchants accepting VISA and MASTER credit and debit cards, accept these cards at ease. • If you are an Indian, your initial limit will be Rs 20,000 but after your Adhaar verification, you can even load up to Rs 1 Lakh in your virtual debit card.

8. Greater convenience and reliability There is no need of any extra registration for virtual debit cards. The only thing that is vital here is your accessibility of internet banking. You can avail all those discounts of online shopping websites via your virtual debit card. There is no particular validity of the card in terms of date. Suppose you are unable to use the whole limit amount then, that amount which remains unused will be credited back to your account. The amount gets debited only if you make an actual transaction. Virtual debit cards are way too cheaper than the regular debit cards for it doesn’t involve any extra cost of shipping, printing and packing for making it availed to the users. One can easily load money in their virtual debit or virtual credit cards by transferring money via NEFT, IMPS, Net Banking etc. Key Features

9. Like Virtual debit card, there is virtual credit cards too which is also much more convenient that the regular credit cards. Virtual credit cards are also gaining wide attention worldwide as these too protect the customers from online theft and cybercrimes. But in case of both of these cards, there are some limitations and these are: You need internet banking for this The payment with your virtual cards can be done only online It has limited validity There is a fee that you need to pay to load amount into your virtual cards.

10. Astropay card is the most well-known virtual prepaid cards. You can easily avail these cards from the website of MorPay. Now, you can ask “Why should people will buy from MorPay instead of buying directly from the website of Astropay?” Where you can get a virtual debit card?

11. Do you know registration is absolutely free at Morpay? You can at ease register either from your mobile App or from your computer or laptop. You then need to purchase your AstroPay card and for that you need to select the value and currency of your virtual card. Thereafter, you have to make the payment choosing the local payment method and then, VOILA!!!! You will receive an email with all the information of your Virtual AstroPay card, now, you can ENJOY your ASTROPAY card. How you can get your AstroPay card from Morpay?

12. Authorized re-seller of Astropay morpay.org