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6 Types of Insurance You Need to Protect Your Business

Here are some insurance types that a business must have in place as soon as possible.

AbeGTAssociates
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6 Types of Insurance You Need to Protect Your Business

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  1. 6 TYPES OF INSURANCE YOU NEED TO PROTECT YOUR BUSINESS

  2. Here are some insurance types that a business must have in place as soon as possible.

  3. PROFESSIONAL LIABILITY INSURANCE. This insurance is to protect professionals such as accountants, lawyers, and physicians against negligence or other claims initiated by their clients.

  4. PROPERTY INSURANCE. Whether you own or lease the business space, this is a must. It covers equipment, signage, inventory, and furniture in the event of a fire, storm, or theft.

  5. WORKERS’ COMPENSATION INSURANCE. It protects your business against the likelihood of workplace injury or damage. According to the Bureau of Labor Statistics, an estimated 150,000 workers are injured on construction sites.

  6. HOME-BASED BUSINESSES. Homeowner’s policies don’t cover home-based small businesses in the way commercial property insurance does. Ask for additional cover for your equipment and inventory if you’re operating your business from home.

  7. PRODUCT LIABILITY INSURANCE. Any business can find itself named in a lawsuit due to damages caused by one of its products. This insurance protects a business in such a case, with coverage tailored specifically for specific types of products.

  8. VEHICLE INSURANCE. This insurance covers company vehicles against liability if an accident occurs. If employees are using their cars for business, their insurance will cover them in the event of an accident.

  9. ABOUT OUR AGENCY 312-738-1384 www.abegtinsurance.com

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