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Different Types of Insurance Policies You Need for Your Taxi

For your private hire taxi, you need Private Hire insurance. You need to pre-book such type of vehicles and these taxis cannot be hailed down directly on the street.

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Different Types of Insurance Policies You Need for Your Taxi

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  1. Different Types of Insurance Policies You Need for Your Taxi

  2. As a taxi driver, you need adequate insurance to drive your vehicle legally on the road to earn a living. When going for insurance, there are a lot of concerns about running in your mind. While dealing with the insurance company, the cost will be the one thing you would be concerned about while getting a quote for your insurance policy. Therefore, it is vital to choose the right policy for you within an affordable range. However, it gets a little difficult by the changes in the industry caused by the rise of Uber, that has made things more complicated.

  3. Private Hire Taxi Insurance For your private hire taxi, you need Private Hire Insurance. You need to pre-book such type of vehicles and these taxis cannot be hailed down directly on the street.

  4. Public Hire insurance is required for a public hire taxi that can be flagged down directly on the road and does not need pre-booking. The most common types of cabs are Hackney Carriages or London Black Cabs. Because of the differences in private hire cabs, you can get guidelines from a broker to know what you need.

  5. Public Hire Taxi Insurance: Public Hire insurance is required for a public hire taxi that can be flagged down directly on the road and does not need pre-booking. The most common types of cabs are Hackney Carriages or London Black Cabs. Because of the differences in private hire cabs, you can get guidelines from a broker to know what you need.

  6. Minibus and MVP Taxis Insurance The vehicles who are larger than the normal sized vehicles with more than 5 seats. Such vehicles fall into a higher insurance group. Based on the group in which your vehicle fall defines the type of policy options you like. For instance, whether you like the comprehensive cover, fire and theft, and third-party liability.

  7. Named Driver Policies If you are the only driver that is looking for insurance, you will be able to get named insurance. However, if you have a fleet of taxis you would have two options; policy only insurance and all driver insurance Knowing the insurance needs gives you the idea to get some knowledge about the additional options you may need. That includes, for example, taxi breakdown cover and public liability insurance. This information will help you to get the type of cover you want for your taxi to protect. If you are still confused, ask the insurance broker to help you find the right cover at the right price.

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