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Criteria banks use to evaluate home loan applications PowerPoint Presentation
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Criteria banks use to evaluate home loan applications

Criteria banks use to evaluate home loan applications

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Criteria banks use to evaluate home loan applications

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  1. Property Loan Interest Rate

  2. Criteria banks use to evaluate home loan applications

  3. Buying a dream house is an aspiration most individuals wish to fulfill in the course of their lives. • The process involves a huge commitment of time, energy and, most importantly, funds. • To make such a large-scale investment, proper research and preparation needs to be done. • Home loans help in making such an investment and, in the process, making the dream of owning a house come true for many.

  4. Documentation • The first thing a lending institution seeks from you is the document detailing the house you are looking to buy with Property Loan Interest Rate • The institution wants to know whether the property you have chosen has all the requisite clearance from the local government.

  5. Income to Debt Ratio It is important for you to declare if you are paying EMIs (equated monthly installments) on any other loan at the time of application. • This is one of the deciding factors for your loan application. To understand how a loan application gets reviewed • Source: http://economictimes.indiatimes.com/wealth/borrow/criteria-banks-use-to-evaluate-home-loan-applications/articleshow/53539534.cms

  6. Follow us on : https://www.facebook.com/HDFCHomeLoanExperts https://twitter.com/HomeLoansByHDFC https://www.youtube.com/user/hdfcltd https://www.linkedin.com/company/hdfc?trk=top_nav_home

  7. Click to know more on Property Loan Interest Rate: https://www.hdfc.com/loan-against-property Thank You…