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Apply for a Home Loan During The Pandemic

The Covid-19 crisis has created a rift between landlords and tenants where, unfortunately, many tenants were asked to vacate their house. This has prompted people to consider buying their own home and look for easy and quick home loan options. For more info. visit:- https://shdfc.blogspot.com/2020/10/apply-for-home-loan-during-pandemic.html

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Apply for a Home Loan During The Pandemic

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  1. Apply for a Home Loan During ThePandemic shdfc.blogspot.com/2020/10/apply-for-home-loan-during-pandemic.html As everyone got affected by the nationwide lockdown wherein and a lot of people, faced a financial crisis. Many businesses have badly impacted during the Corona Pandemic, and people either lost their job or had to face a pay cut. To ease the financial strain, many banks and housing finance companies such as Aadhaar housing Finance, Shubham Housing Finance are offering loans to help people in financialstress. Also, the Covid-19crisis has created a rift between landlords and tenants where, unfortunately, many tenants were asked to vacate their house. This has prompted people to consider buying their own home and look for easy and quickhome loanoptions. But the question is – Is this the right time to apply for a homeloan? It is a good time for those who are planning to own a house as the government has introduced several benefits to boost affordablehousing. Here let us look at the reasons why this is the ideal time to avail a homeloan: #To boost the demand for housing amidst the pandemic, the Secretary for Housing and Urban Affairs, has given stamp duty concession. The concession in stamp duty will benefit the homebuyers to buy a home of their own. Also, it would be applicable to the registration of documents by 3 per cent from 1st September to 31st December2020. #The government has extended the Credit-Linked Subsidy Scheme(CLSS) for Middle Income Group (MIG) under the Pradhan Mantri Awas Yojna (PMAY) until March2021.

  2. Under the scheme, middle-income homebuyers with an annual income of Rs 6-18 lakhs can avail the benefit of subsidized interest on their homeloans. With an online facility, you can now easily avail a home loan without a guarantor. At Shubham Housing Finance, the process of loan application is quite simple; you can enjoy a higher loan amount with Shubham Housing Finance and repay it over the flexibletenure. To calculate your monthly instalments, you can take the help of an EMI calculator. But before applying for a loan, you need to consult with a trustworthy financial institution like Shubham Housing Finance to meet all your financialneeds. With the above-mentioned reasons, it surely seems to be an ideal time to buy a new property. If you need any assistance in applying for a home loan, or if you have doubts, you can reach out to us, or you can write your queries in the comment sectionbelow.

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